Pontotoc County property record for 45 Montgomery Rd, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,552 sqft · built 1984 |
| Lot Size | 52.4 acres (2,284,286 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,310 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-27-000-001.02 |
| Primary APN | 078-27-000-001.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,552 sqft Living Area |
| 2nd Floor Area | 512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 2,284,286 sqft (52.4 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1,200 sqft |
| Granary | 80 sqft |
| Utility Building | 256 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 4345 |
|---|---|
| Street Address | 45 MONTGOMERY RD |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-9379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 52.44 AC NE1/4 402-357; 426-265; 547-444 664-106 1/16/97 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 950500 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 MONTGOMERY RD, PONTOTOC, MS 38863-9379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 45 MONTGOMERY RD, PONTOTOC, MS 38863-9379 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 45 MONTGOMERY RD, PONTOTOC, MS 38863-9379 |
| Document Number | 2018003351 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 2018003351 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Aug 19, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,310.00 (-2.24%) Homeowner's exemption Disabled Person's exemption | $10,248 (-2.23%) | $96,840 (-1.59%) Land $20,294 Building $76,546 |
| 2023 | $1,340.00 Homeowner's exemption Disabled Person's exemption | $10,482 | $98,405 Land $21,737 Building $76,668 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| Fulton Telephone Company Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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