45 Montello Rd, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 45 Montello Rd, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,262 sqft · built 1950
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Tax Bill	$1,990 (2026)
Deeds & Mortgages	Sep 2018 Line of Credit Feb 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4376-19-61-6879`

Property Details

APN / Parcel Number

Primary APN	`4376-19-61-6879`
Alternative APNs	`80-4376-19-61-6879` `80307100` `307100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	21,344 sqft (0.49 acres)
View / Lot	Neighborhood
Deck Area	Deck Area
Pole Barn	1,140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Coal
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	80307100
Street Address	45 MONTELLO RD
City	READING
State	PA
Zip	19608-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	61
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	2
Census Block	2018
Census Tract	10804

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 MONTELLO RD, READING, PA 19608-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 14, 2020	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR
May 6, 2019	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 1, 1984
Deed Sale	May 1, 1984
Deed Book / Page	1851 / 76
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	45 MONTELLO RD, SINKING SPRING, PA 19608-1515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031712
Date	Sep 12, 2018
Instrument	2018031712

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	READING, PA 19608

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKS PA
Property Address	45 MONTELLO RD, SINKING SPRING, PA 19608-1515
Document Number	0000007301
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MONTELLO RD SINKING SPRING PA 196081515, SINKING SPRING, PA 19608-1515

Mortgage

Document Number	0000007301
Date	Feb 27, 2020
Instrument	7301

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKS PA
Property Address	45 MONTELLO RD, SINKING SPRING, PA 19608-1515
Document Number	0000015485
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MONTELLO RD SINKING SPRING PA 196081515, SINKING SPRING, PA 19608-1515

Mortgage

Document Number	0000015485
Date	May 17, 2019
Instrument	15485

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,990.00 (+40.44%) Homeowner's exemption	$100,600 (-) Land $35,800 Building $64,800	$35,800 (-64.41%) Land $35,800
2024	$1,417.00	$100,600 Land $35,800 Building $64,800
1994			$100,600 Land $35,800 Building $64,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Greenlight Networks.

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