45 Monomoscoy Rd, Mashpee, MA 02649 Property Records

Barnstable County and Mashpee Town property record for 45 Monomoscoy Rd, Mashpee, MA 02649

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,248 sqft · built 1988
Lot Size	0.433 acres (18,861 sqft)
Owner	Individual Name on Record
Last Sale	$433,500 (May 2017)
Tax Bill	$4,492 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MASH M:108 B:64 L:0`

Property Details

APN / Parcel Number

Primary APN	`MASH M:108 B:64 L:0`
Alternative APN	`8044`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	4,056 sqft
1st Floor Area	1,248 sqft
Basement Area	2,048 sqft
Unfinished Basement	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,861 sqft (0.433 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8044
Street Address	45 MONOMOSCOY RD
City	MASHPEE
State	MA
Zip	02649-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	64
Jurisdiction	MASHPEE MA
Township / Civil Division	MASHPEE
Census Block Group	1
Census Block	1022
Census Tract	15200

Owner

Source: Barnstable County and Mashpee Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 MONOMOSCOY RD, MASHPEE, MA 02649-3908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 23, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LNS
May 11, 2017	Quit Claim Deed, Transfer · FHA Mortgage OCWEN FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Prior Sale	Mar 15, 2002 · Amount on Record
Transfer Doc	0001320930
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	45 MONOMOSCOY RD, MASHPEE, MA 02649-3908
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001445669
Date	Nov 23, 2021
Instrument	1445669

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	45 MONOMOSCOY RD, MASHPEE, MA 02649-3908
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1445669
Date	Nov 23, 2021
Instrument	1445669

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASHPEE MA
Property Address	45 MONOMOSCOY RD, MASHPEE, MA 02649-3908
Document Number	0001368900
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MONOMOSCOY RD MASHPEE MA 026493908, MASHPEE, MA 02649-3908

Mortgage

Document Number	0001368900
Date	Apr 30, 2019
Instrument	1368900

Lender

Name	CALIBER HM LNS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASHPEE MA
Recording Date	May 11, 2017
Property Address	45 MONOMOSCOY RD, MASHPEE, MA 02649-3908
Document Number	0001320930
Instrument Date	May 11, 2017
Instrument	1320930
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ADAMS AVE ASSONET MA 027021246, ASSONET, MA 02702-1246

Mortgage

Document Number	1320931
Date	May 11, 2017
Instrument	1320931

Lender

Name	OCWEN FIN'L SVCS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: Barnstable County and Mashpee Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Mashpee Town
Unified School District	Mashpee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,492.00 (+15.98%)	$678,500 (+22.81%) Land $250,600 Building $427,900	$765,700
2023	$3,873.00	$552,500 Land $217,000 Building $335,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 141 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	164 units insured incl. 23 condo units
Nearby Flood Claims	27 (1991–2023)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASHPEE WATER DISTRICT serves 36,922 people · EPA ID MA4172039
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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