Bergen County and Oakland Borough property record for 45 Mohawk Ave, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 1,922 sqft · built 1955 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Aug 2015) |
| Tax Bill | $11,952 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-01502-0000-00002 |
| Primary APN | 42-01502-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,922 sqft Living Area |
| 1st Floor Area | 1,922 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 143 ft deep x 87 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4202413000000021 |
|---|---|
| Street Address | 45 MOHAWK AVE |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | 0.278 AC |
| Legal Block | 1502 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 39100 |
Source: Bergen County and Oakland Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 MOHAWK AVE, OAKLAND, NJ 07436-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage VISIONS FCU |
| Dec 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2015 · Amount on Record |
| Deed Sale | Aug 26, 2015 · Amount on Record |
| Prior Sale | Nov 18, 2005 · Amount on Record |
| Deed Document Number | 201564757 |
| Deed Book / Page | 2035 / 180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 MOHAWK AVE, OAKLAND, NJ 07436-2205 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 MOHAWK AVE, OAKLAND, NJ 07436-2205 |
| Document Number | 0050200173 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 5020/173 |
| Instrument | 2023040671 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 MOHAWK AVE, OAKLAND, NJ 07436-2205 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|---|
| Address | 45 MOHAWK AVE, OAKLAND, NJ 07436-2205 |
| Document Number | 0038840735 |
|---|---|
| Date | Dec 24, 2020 |
| Book Page | 3884/735 |
| Instrument | 20-139032 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 MOHAWK AVE, OAKLAND, NJ 07436-2205 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | GUARDIAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0040711457 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 4071/1457 |
| Instrument | 2021054513 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $588,500 (+7.59%) Land $320,300 Building $268,200 | $588,500 (+7.59%) Land $320,300 Building $268,200 | |
| 2025 | $11,952.00 (+3.23%) | $547,000 (+14.84%) Land $308,900 Building $238,100 | $547,000 (+14.84%) Land $308,900 Building $238,100 |
| 2024 | $11,578.00 (+6.12%) | ||
| 2023 | $476,300 Land $262,000 Building $214,300 | $476,300 Land $262,000 Building $214,300 | |
| 2022 | $10,910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 80 (1979–2023) |
| Claims Outside the SFHA | 5 of 80 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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