45 Mitchell St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 45 Mitchell St, Rochester, NY 14621

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 1920
Lot Size0.089 acres (3,900 sqft)
OwnerIndividual Name on Record
Last Sale$39,000 (Jan 1997)
Tax Bill$701 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN077658-00.0

Property Details

APN / Parcel Number

Primary APN077658-00.0
Alternative APNs
  • 140009175000010390000000
  • 261400 091.75-1-39

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area672 sqft
Upper Floors Area504 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialStucco
Lot Area3,900 sqft (0.089 acres)
Lot Dimensions100 ft deep x 39 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area117 sqft
Patio Area135 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number077658-00.0
Street Address45 MITCHELL ST
CityROCHESTER
StateNY
Zip14621-4128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Description0081.00 203 22 00000 3 SEC H DICKINSON H A SUB
Legal Block1
Legal Lot Number39.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2016
Census Tract8100

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 MITCHELL ST, ROCHESTER, NY 14621-4128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 1997 · Amount on Record
Deed SaleJan 10, 1997 · Amount on Record
Deed Book / Page8827 / 537
Last Transfer DateJun 2, 2025
Transfer Doc0000001019
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address45 MITCHELL ST, ROCHESTER, NY 14621-4128
Transaction TypeMortgage
Record UpdatedFeb 4, 2026
Title CompanySTEWART TITLE, STEWART TTL GUARANTY CO UPST

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MITCHELL ST, ROCHESTER, NY 14621-4128

Mortgage

Document Number202503365736
DateDec 16, 2025
Book Page31215/191
Instrument202503365736
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 27, 2045

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$701.00 (+0.57%) Homeowner's exemption
2025$697.00$73,100 (+55.53%) Land $8,300 Building $64,800$73,100 (+29.09%) Land $8,300 Building $64,800
2023$47,000 Land $3,800 Building $43,200$56,627 Land $4,578 Building $52,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: Frontier, Greenlight Networks, T-Mobile.

Nearby Properties on Mitchell St

Nearby Streets

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