45 Mitchell St, Norwich, NY 13815 Property Records

Chenango County and Norwich City property record for 45 Mitchell St, Norwich, NY 13815

Property Summary

Property Type	Apartments (5+ Units)
Details	6,578 sqft · built 1950
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Oct 2025)
Tax Bill	$4,829 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081100 136.41-2-18`

Property Details

APN / Parcel Number

Primary APN	`081100 136.41-2-18`
Alternative APNs	`110013641000020180000000` `0651085`

Interior

Units	4 Units
Stories	3 Stories
Building Area	6,578 sqft Gross Area
Basement Area	1,072 sqft
Unfinished Basement	1,072 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	99 ft deep x 49.5 ft wide
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0651085
Street Address	45 MITCHELL ST
City	NORWICH
State	NY
Zip	13815-1459
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	18.000
Jurisdiction	CHENANGO NY
Township / Civil Division	NORWICH
Census Block Group	4
Census Block	4009
Census Tract	970400

Owner

Source: Chenango County and Norwich City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 SILVER ST, NORWICH, NY 13815-1427
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Sep 30, 2008 · Amount on Record
Deed Document Number	20251648
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHENANGO NY
Recording Date	Oct 29, 2025
Property Address	45 MITCHELL ST, NORWICH, NY 13815-1459
Document Number	202500001648
Instrument Date	Oct 23, 2025
Instrument	2025-00001648
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SILVER ST, NORWICH, NY 13815-1427

Mortgage

Document Number	202500001673
Date	Oct 29, 2025
Instrument	2025-00001673

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chenango County and Norwich City assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
Municipality	Norwich City
Unified School District	Norwich City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,829.00 (+0.46%)
2025	$4,807.00 (+2.82%)	$59,400 (-) Land $6,800 Building $52,600	$129,130 (+3.7%) Land $14,783 Building $114,347
2024	$4,675.00	$59,400 (-) Land $6,800 Building $52,600	$124,528 (+6.92%) Land $14,256 Building $110,272
2023		$59,400 Land $6,800 Building $52,600	$116,471 Land $13,333 Building $103,138

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2005–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH CITY serves 8,000 people · EPA ID NY0801745
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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