45 Misty Hl, Murphy, NC 28906 Property Records

Cherokee County property record for 45 Misty Hl, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1997
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$151,000 (Jul 2019)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458216842545000`

Property Details

APN / Parcel Number

Primary APN	`458216842545000`
Alternative APN	`50104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Heated Area
Gross Area	2,848 sqft
1st Floor Area	1,152 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	175 ft deep x 219 ft wide
Terrain	Mountain
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	160 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50104
Street Address	45 MISTY HL
City	MURPHY
State	NC
Zip	28906-8661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TR 538 TARHEEL NORTH 1617/619
Legal Subdivision	TARHEEL NORTH
Legal Tract	538
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3002
Census Tract	930502

Owner

Source: Cherokee County records · APN 458216842545000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1895 WOLFCREEK RD, MURPHY, NC 28906-4107
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 10, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 10, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	20193048
Deed Book / Page	1617 / 622
Prior Transfer Date	Jul 19, 2010
Prior Transfer Doc	1390/0136
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	45 MISTY HL, MURPHY, NC 28906-8661
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1692/1040
Date	Oct 04, 2021
Book Page	1692/1040
Instrument	6657

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 10, 2019
Property Address	45 MISTY HL, MURPHY, NC 28906-8661
Document Number	01617/0622
Book / Page	01617 / 0622
Instrument Date	Jul 08, 2019
Instrument	03048
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1072 BEACONSFIELD AVE, 1072, GROSSE POINTE PARK, MI 48230-1348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1895 WOLFCREEK RD, MURPHY, NC 28906-4107

Mortgage

Document Number	03049
Date	Jul 10, 2019
Instrument	03049

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 10, 2019
Property Address	45 MISTY HL, MURPHY, NC 28906-8661
Document Number	01617/0619
Book / Page	01617 / 0619
Instrument Date	Jul 05, 2019
Instrument	03047
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 LOVERS LEAP DR, 221, MURPHY, NC 28906-8613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 BEACONSFIELD AVE, GROSSE POINTE PARK, MI 48230-1348

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00	$149,420 (-)	$149,420 (-) Land $27,000 Building $122,420
2023		$149,420	$149,420 Land $27,000 Building $122,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 72% of North Carolina
Wildfire Likelihood	About 1 in 943 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
CND Acquisition	Cable	500 / 30
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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