45 Mint Cir, Middleburg, FL 32068 Property Records

Clay County property record for 45 Mint Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1990
Lot Size	2.47 acres (107,854 sqft)
Owner	Individual Name on Record
Last Sale	$376,000 (Aug 2026)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-24-005953-419-00`

Property Details

APN / Parcel Number

Primary APN	`09-05-24-005953-419-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	107,854 sqft (2.47 acres)
Lot Dimensions	324 ft deep x 333 ft wide
Garage Area	286 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	180 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 MINT CIR
City	MIDDLEBURG
State	FL
Zip	32068-4763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 23 JACKSONVILLE SOUTH UNIT 1 AS REC OR 3864 PG 721,4405 PG 1583 (FJ) & 4416 PG
Legal Range	24E
Legal Township	05S
Legal Section	09
Legal Subdivision	JACKSONVILLE SOUTH UNIT 1
Legal Block	23
Legal Lot Number	6
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1040
Census Tract	30103

Owner

Source: Clay County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6630 BURPEE DR S, JACKSONVILLE, FL 32210-3735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jul 27, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage TITLE AMERICA REAL ESTATE CLOS
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage CAPITAL PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	May 28, 2026 · Amount on Record
Deed Document Number	202641735
Deed Book / Page	5078 / 1358
Transfer Doc	0044160115
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 20, 2026
Property Address	45 MINT CIR, MIDDLEBURG, FL 32068-4763
Document Number	0000041735
Book / Page	5078 / 1358
Instrument Date	Aug 13, 2026
Instrument	202641735
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	TITLE AMERICA, TITLE AMERICA REAL ESTATE CLOS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265,832.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6630 BURPEE DR S, JACKSONVILLE, FL 32210-3735

Mortgage

Document Number	0000041736,
Date	Aug 20, 2026
Instrument	202641736

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	45 MINT CIR, MIDDLEBURG, FL 32068-4763
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MINT CIR, MIDDLEBURG, FL 32068-4763

Mortgage

Document Number	0046320507
Date	Jul 27, 2022
Book Page	4632/507
Instrument	2022045558

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Jun 1, 2046

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 28, 2026
Property Address	45 MINT CIR, MIDDLEBURG, FL 32068-4763
Document Number	0000025757
Book / Page	5049 / 928
Instrument Date	May 27, 2026
Instrument	202625757
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	TITLE AMERICA REAL ESTATE CLOS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025758,
Date	May 28, 2026
Instrument	202625758

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 28, 2026
Property Address	45 MINT CIR, MIDDLEBURG, FL 32068-4763
Document Number	0050490928
Book / Page	5049 / 928
Instrument Date	May 27, 2026
Instrument	202625757
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	TITLE AMERICA, TITLE AMERICA REAL ESTATE CLOS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000025758,
Date	May 28, 2026
Instrument	202625758

Lender

Name	CAPITAL PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,855.00 (+5.04%) Homeowner's exemption	$161,811 (+5.99%)	$216,609 (+6.93%) Land $34,000 Building $182,609
2024	$1,766.00 (-13.56%)
2023	$2,043.00 (+9.54%) Homeowner's exemption	$152,671 (+3%)	$202,563 (+10.28%) Land $30,000 Building $172,563
2022	$1,865.00 Homeowner's exemption	$148,225	$183,682 Land $25,000 Building $158,682

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	54 (1991–2017)
Claims Outside the SFHA	12 of 54
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Tropical Storm Debby, Jun 2012 · 14 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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