45 Millpond Rd, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 45 Millpond Rd, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	1,585 sqft · built 1977
Lot Size	0.046 acres (1,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (Nov 2021)
Tax Bill	$17,322 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-02006-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`07-02006-0000-00003`
Alternative APNs	`070200600003` `082010`

Interior

Building Area	1,585 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	1,999 sqft (0.046 acres)
Lot Dimensions	100 ft deep x 20 ft wide

Location & Zoning

Account Number	082010
Street Address	45 MILLPOND RD
City	CLOSTER
State	NJ
Zip	07624-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	L2-8 20X100 8LT
Legal Block	2006
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	1
Census Block	1001
Census Tract	7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 MILLPOND RD, CLOSTER, NJ 07624-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 14, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Feb 3, 2005 · Amount on Record
Deed Document Number	2021166075
Deed Book / Page	4445 / 1108
Prior Transfer Date	Dec 22, 2017
Prior Transfer Doc	0028651577
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 8, 2021
Property Address	45 MILLPOND RD, CLOSTER, NJ 07624-1513
Document Number	0044451108
Book / Page	4445 / 1108
Instrument Date	Aug 23, 2021
Instrument	2021166075
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,623.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 SUSAN DR, 30, CLOSTER, NJ 07624-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MILLPOND RD, CLOSTER, NJ 07624-1513

Mortgage

Document Number	2021166076
Date	Nov 8, 2021
Instrument	2021166076

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 14, 2018
Property Address	45 MILLPOND RD, CLOSTER, NJ 07624-1513
Document Number	0028651577
Book / Page	002865 / 001577
Instrument Date	Dec 31, 2017
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 MILLPOND RD CLOSTER NJ 076241513, CLOSTER, NJ 07624-1513

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$868,600 (+3.9%) Land $620,500 Building $248,100	$868,600 (+3.9%) Land $620,500 Building $248,100
2025	$17,322.00 (+1.77%)	$836,000 (+8.09%) Land $601,900 Building $234,100	$836,000 (+8.09%) Land $601,900 Building $234,100
2024	$17,021.00 (+6.71%)
2023		$773,400 Land $554,400 Building $219,000	$773,400 Land $554,400 Building $219,000
2022	$15,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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