Hampden County and Southwick Town property record for 45 Miller Rd, Southwick, MA 01077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,029 sqft · built 1940 |
| Lot Size | 0.239 acres (10,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,000 (Jul 1998) |
| Tax Bill | $3,411 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SWIC M:150 B:000 L:009 |
| Primary APN | SWIC M:150 B:000 L:009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,029 sqft Living Area |
| Gross Area | 2,988 sqft |
| 1st Floor Area | 1,042 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,424 sqft (0.239 acres) |
| Heating Fuel | Wood |
|---|
| Street Address | 45 MILLER RD |
|---|---|
| City | SOUTHWICK |
| State | MA |
| Zip | 01077-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 9 |
| Jurisdiction | SOUTHWICK MA |
| Township / Civil Division | SOUTHWICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 813101 |
45 Miller Rd is owned and occupied by two individuals who bought it in July 1998.
Source: Hampden County and Southwick Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 MILLER RD, SOUTHWICK, MA 01077-9629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 1998 · Amount on File |
| Deed Sale | Jul 15, 1998 · Amount on File |
| Deed Book / Page | 10367 / 491 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHWICK MA |
| Property Address | 45 MILLER RD, SOUTHWICK, MA 01077-9629 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23762-566 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 23762/566 |
| Instrument | 17402 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 45 Miller Rd was $3,411, up 5.5% from the year before.
Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Southwick Town |
| Unified School District | Southwick-Tolland-Granville Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,411.00 (+5.54%) | $219,100 (+4.88%) Land $67,200 Building $151,900 | $303,240 |
| 2024 | $3,232.00 (+3.96%) | $208,900 (+8.24%) Land $63,400 Building $145,500 | |
| 2023 | $3,109.00 | $193,000 Land $63,400 Building $129,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Miller Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 11 (1979–1998) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Miller Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWICK WATER DEPT serves 7,669 people · EPA ID MA1279000 |
|---|---|
| Water Source | Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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