45 Mill St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 45 Mill St, Natick, MA 01760 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2021
Square Footage	2,290 sqft Living Area
Lot Size	9,135 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$1,125,000 (2021)
Tax Bill	$13,933.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`41-0000115C`
Alternative APN	`NATI M:00000041 P:0000115C`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,290 sqft Living Area
1st Floor	400 sqft 1st Floor
Basement Area	400 sqft Basement
Unfinished Basement	400 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	9,135 sqft (0.21 acres)
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	41-0000115C
Street Address	45 MILL ST
City	NATICK
State	MA
Zip	01760-4102
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	NATICK MA
Minor Civil Division	NATICK
Census Blockgroup	1
Census Block	1000
Census Tract	382601

Owner

Source: Middlesex County and Natick Town records · APN 41-0000115C

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 MILL ST, NATICK, MA 01760-4102
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Jan 03, 2018 · Amount on Record
Deed Book / Page	78595 / 298
Record Refreshed	Jun 08, 2026

August 2021: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	NATICK MA
Recording Date	Aug 31, 2021
Property Address	45 MILL ST, NATICK, MA 01760-4102
Document Number	078595-298
Book / Page	78595 / 298
Instrument Date	Aug 31, 2021
Instrument	194753
Transaction Type	Transfer
Record Updated	Feb 09, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	45 MILL ST, NATICK, MA 01760-4102

Mortgage

Document Number	0000194754
Date	Aug 31, 2021
Instrument	194754

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.55%
Type Change Date	Sep 01, 2028
Max Rate At Change	2.5%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Natick Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,933.00 (+4.31%)	$1,165,000 (+6.93%) Land $415,800 Building $749,200	$1,320,405
2024	$13,357.00 (+5.07%)	$1,089,500 (+8.32%) Land $391,400 Building $698,100
2023	$12,713.00	$1,005,800 Land $376,700 Building $629,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.