York County and Kennebunk Town property record for 45 Mill St, Kennebunk, ME 04043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 1980 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,600 (Sep 2019) |
| Tax Bill | $4,032 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance May 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | KENB M:018 L:021 |
| Primary APN | KENB M:018 L:021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 2,550 sqft |
| 1st Floor Area | 850 sqft |
| Basement Area | 850 sqft |
| Unfinished Basement | 850 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1007 |
|---|---|
| Street Address | 45 MILL ST |
| City | KENNEBUNK |
| State | ME |
| Zip | 04043-6261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Legal Lot Number | 21 |
| Jurisdiction | KENNEBUNK ME |
| Township / Civil Division | KENNEBUNK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 28001 |
Source: York County and Kennebunk Town assessment roll, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 MILL ST, KENNEBUNK, ME 04043-6261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC |
| May 12, 2025 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| Dec 24, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING |
| Sep 25, 2019 | Warranty Deed, Transfer NAVY FCU |
| Oct 3, 2018 | Quit Claim Deed, Transfer MARKET STREET SETTLEMENT GROUP, MARKET STREET SETTLEMENT GRP |
| Feb 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on Record |
| Deed Sale | Sep 25, 2019 · Amount on Record |
| Prior Sale | Oct 3, 2018 · Amount on Record |
| Deed Document Number | 201940525 |
| Deed Book / Page | 18054 / 121 |
| Transfer Doc | 0176650787 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Property Address | 45 MILL ST, KENNEBUNK, ME 04043-6261 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0187440429 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 18744/429 |
| Instrument | 2021042403 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Property Address | 45 MILL ST, KENNEBUNK, ME 04043-6261 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0196550643 |
|---|---|
| Date | May 12, 2025 |
| Book Page | 19655/643 |
| Instrument | 2025014547 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Property Address | 45 MILL ST, KENNEBUNK, ME 04043-6261 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0195800231 |
|---|---|
| Date | Dec 24, 2024 |
| Book Page | 19580/231 |
| Instrument | 2024044066 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Recording Date | Sep 25, 2019 |
| Property Address | 45 MILL ST, KENNEBUNK, ME 04043-6261 |
| Document Number | 0180540121 |
| Book / Page | 018054 / 000121 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 40525 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | RED DOOR TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 39 HIGH ST KENNEBUNK ME 040436930, KENNEBUNK, ME 04043-6930 |
| Document Number | 180540123 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 018054/000123 |
| Instrument | 40526 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Recording Date | Oct 3, 2018 |
| Property Address | 45 MILL ST, KENNEBUNK, ME 04043-6261 |
| Document Number | 0178150333 |
| Book / Page | 017815 / 000333 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 41765 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | MARKET STREET SETTLEMENT GROUP, MARKET STREET SETTLEMENT GRP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 22 ROULEAU DR SOMERSWORTH NH 038782823, SOMERSWORTH, NH 03878-2823 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Recording Date | Feb 23, 2018 |
| Property Address | 45 MILL ST, KENNEBUNK, ME 04043-6261 |
| Document Number | 0176650787 |
| Book / Page | 017665 / 000787 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 7142 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4300 GOODFELLOW BLVD #105FC-2 ST LOUIS MO 631201703, 105FC-, ST LOUIS, MO 63120-1703 |
Source: York County and Kennebunk Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Kennebunk Town |
| Unified School District | Regional School Unit 21 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,032.00 (+10.8%) | $409,300 (+90.64%) Land $146,700 Building $262,600 | |
| 2024 | $3,639.00 (+5.6%) | $214,700 (-) Land $56,300 Building $158,400 | |
| 2023 | $3,446.00 (+9.92%) | $214,700 (-) Land $56,300 Building $158,400 | $425,885 |
| 2022 | $3,135.00 | $214,700 Land $56,300 Building $158,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1978–2006) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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