45 Mill St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 45 Mill St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,728 sqft · built 1923
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,347 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-00811-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`02-00811-0000-00017`
Alternative APN	`020081100017`

Interior

Stories	2 Stories
Building Area	2,728 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Multi-Family
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020081100017
Street Address	45 MILL ST
City	BLOOMFIELD
State	NJ
Zip	07003-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	50 X 150
Legal Block	811
Legal Lot Number	17
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1003
Census Tract	15100

Owner

Source: Essex County and Bloomfield Township records · APN 02-00811-0000-00017

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 MILL ST, BLOOMFIELD, NJ 07003-3914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2014
Deed Sale	Sep 10, 2014
Prior Sale	Jul 29, 2004 · Amount on Record
Deed Book / Page	12517 / 5994
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Jul 14, 2026
Property Address	45 MILL ST, BLOOMFIELD, NJ 07003-3914
Document Number	0000046185
Instrument Date	Jun 30, 2026
Instrument	202646185
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	2020 TITLE LLC, 2020 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MILL ST, BLOOMFIELD, NJ 07003-3914

Mortgage

Document Number	0000046185,
Date	Jul 14, 2026
Instrument	202646185

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2046

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,200 (-) Land $139,600 Building $271,600	$411,200 (-) Land $139,600 Building $271,600
2025	$14,347.00 (+2.87%)	$411,200 (-) Land $139,600 Building $271,600	$411,200 (-) Land $139,600 Building $271,600
2024	$13,947.00 (+5.93%)
2023		$411,200 Land $139,600 Building $271,600	$411,200 Land $139,600 Building $271,600
2022	$13,166.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1991–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 703 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.