Stephenson County property record for 45 Mill Ln, Cedarville, IL 61013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,184 sqft · built 1974 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,665 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-13-01-226-013 |
| Primary APN | 08-13-01-226-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,184 sqft Base Area |
| 1st Floor Area | 3,184 sqft |
| Basement Area | 1,592 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 1,480 ft deep x 1,020 ft wide |
| Garage Type | Basement |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 45 MILL LN |
|---|---|
| City | CEDARVILLE |
| State | IL |
| Zip | 61013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 & PT LT 40 VILLAGE OF CEDARVILLE |
| Legal Lot Number | 41,40 |
| Jurisdiction | STEPHENSON IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 500 |
45 Mill Ln is owned and occupied by an individual.
Source: Stephenson County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 MILL LN, CEDARVILLE, IL 61013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 45 Mill Ln was $3,665 with exemptions applied.
Source: Stephenson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cedarville Village |
| County | Stephenson County |
| County Subdivision | Harlem Township |
| Unified School District | Freeport School District 145 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,665.00 | $49,478 Land $5,679 Building $43,799 | $148,434 Land $17,037 Building $131,397 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Mill Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2008–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Mill Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDARVILLE serves 663 people · EPA ID IL1770050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Copper | 1.38 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
5G (outdoors only) and 4G LTE
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