45 Mill Chase, Covington, GA 30016 Property Records

Newton County property record for 45 Mill Chase, Covington, GA 30016 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,572 sqft · built 1990
Lot Size1.53 acres (66,647 sqft)
OwnerIndividual Name on File
Last Sale$159,500 (Nov 2018)
Tax Bill$3,676 (2025)
Deeds & MortgagesMay 2026 Mortgage
Dec 2024 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN00280-00000-248-000

Property Details

APN / Parcel Number

Primary APN00280-00000-248-000
Alternative APNs
  • 0028 248
  • 15035

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,572 sqft Heated Area
1st Floor Area672 sqft 1st Floor
Stories2 Stories
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1999
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area66,647 sqft (1.53 acres)
Parking Spaces2 Parking Spaces
Garage Area462 sqft Garage
PorchPorch
Porch Area210 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number15035
Street Address45 MILL CHASE
CityCOVINGTON
StateGA
Zip30016-7562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.531AC LT16A FOREST MILL
Legal SubdivisionMILL CHASE/FOREST MILL
Legal Lot Number16A
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group1
Census Block1005
Census Tract100902

Owner

Source: Newton County records · APN 00280-00000-248-000

Assessment roll updated December 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 MILL CHASE, COVINGTON, GA 30016-7562
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · FHA Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 27, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 21, 2023Deed of Trust, Mortgage · FHA Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Aug 26, 2019Deed of Trust, Mortgage · FHA Mortgage
ELEVEN MTG
Nov 27, 2018Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESID'L MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 2018 · Amount on Record
Deed SaleNov 16, 2018 · Amount on Record
Deed Document Number20184570
Deed Book / Page3774 / 407
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Recording DateMay 11, 2026
Property Address45 MILL CHASE, COVINGTON, GA 30016-7562
Document Number0048300000000174
Book / Page4830 / 174
Instrument DateApr 03, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MILL CHASE, COVINGTON, GA 30016-7562

Mortgage

Document Number4830000174,
DateMay 11, 2026
Book Page4830/174
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueApr 01, 2066
Interest
Rate6%
Max Rate-1%

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address45 MILL CHASE, COVINGTON, GA 30016-7562
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MILL CHASE, COVINGTON, GA 30016-7562

Mortgage

Document Number0046870000000305
DateDec 27, 2024
Book Page0000004687/0000000305
InstrumentD2024-013597
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term324 Months
DueJan 01, 2052

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address45 MILL CHASE, COVINGTON, GA 30016-7562
Transaction TypeMortgage
Record UpdatedJan 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MILL CHASE, COVINGTON, GA 30016-7562

Mortgage

Document Number0045690000000402
DateNov 21, 2023
Book Page0000004569/0000000402
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueJan 01, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address45 MILL CHASE, COVINGTON, GA 30016-7562
Document Number0039030387
Instrument DateAug 26, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MILL CHASE COVINGTON GA 300167562, COVINGTON, GA 30016-7562

Mortgage

Document Number0039030387
DateOct 04, 2019
Book Page003903/000387
Instrument13016
Lender
NameELEVEN MTG
AddressPLANO, TX 75024
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateNov 27, 2018
Property Address45 MILL CHASE, COVINGTON, GA 30016-7562
Document Number0037740407
Book / Page003774 / 000407
Instrument DateNov 16, 2018
Instrument14314
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$159.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MILL CHASE COVINGTON GA 300167562, COVINGTON, GA 30016-7562

Mortgage

Document Number37740409
DateNov 27, 2018
Book Page003774/000409
Instrument14315
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2048

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,676.00 (+23.31%)$147,760 (+30.07%) Land $16,800 Building $130,960$369,400 (+30.07%) Land $42,000 Building $327,400
2023$113,600 Land $8,000 Building $105,600$284,000 Land $20,000 Building $264,000
2022$2,981.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 35% of the US · above 13% of Georgia
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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