45 Milestone Dr, #186, Inlet Beach, FL 32461 Property Records

Walton County property record for 45 Milestone Dr, #186, Inlet Beach, FL 32461

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,677 sqft · built 2015
Lot Size	0.018 acres (827 sqft)
Owner	Individual Name on File
Last Sale	$920,000 (Nov 2023)
Tax Bill	$7,125 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16201-000-0186`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16201-000-0186`
Alternative APN	`1036849`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,677 sqft Living Area
Gross Area	2,163 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	827 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1036849
Street Address	45 MILESTONE DR # 186, 186
City	INLET BEACH
State	FL
Zip	32461-0757
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 186 PROMINENCE PH 1 NORTH BP 19-12 OR 2992-2285 OR 3012-1138 OR 3230-1222 OR 3307-2041
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE PH 1
Legal Phase	1
Legal Lot Number	186
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

45 Milestone Dr, #186 is owned by an individual who bought it in November 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	2566 E LOWER SPRINGBORO RD, WAYNESVILLE, OH 45068-9338
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage NP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	Dec 20, 2021 · Amount on File
Deed Document Number	20230040606
Deed Book / Page	3307 / 2041
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 9, 2023
Property Address	45 MILESTONE DR # 186, 186, INLET BEACH, FL 32461-0757
Document Number	0033072041
Book / Page	3307 / 2041
Map Reference	MB 19 PG 12
Instrument Date	Oct 31, 2023
Instrument	20230040606
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ELIM TITLE LLC, RELI TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8109 SHADY PL, BRENTWOOD, TN 37027-7344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2566 E LOWER SPRINGBORO RD, WAYNESVILLE, OH 45068-9338

Mortgage

Document Number	0033072043
Date	Nov 9, 2023
Instrument	3307/2043

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 20, 2021
Property Address	45 MILESTONE DR # 186, 186, INLET BEACH, FL 32461-0757
Document Number	0032301222
Book / Page	3230 / 1222
Map Reference	MB 19 PG 12
Instrument Date	Dec 17, 2021
Instrument	20210062508
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,055.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 RIDGEWALK CIR, SANTA ROSA BEACH, FL 32459-8210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MILESTONE DR UNIT B, B, INLET BEACH, FL 32461-0761

Mortgage

Document Number	0032301224
Date	Dec 20, 2021
Instrument	3230/1224

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$774,909 Land $275,000 Building $499,909	$774,909 Land $275,000 Building $499,909
2024	$7,125.00 (-10.14%)
2023	$7,929.00 (+7.85%)	$872,660 (+1%) Building $872,660	$872,660 (+1%) Building $872,660
2022	$7,352.00	$793,328 Building $793,328	$793,328 Building $793,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Milestone Dr, #186 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Milestone Dr, #186 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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