Alleghany County property record for 45 Miles St, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,118 sqft · built 1971 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Jul 2026) |
| Tax Bill | $734 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3070175378 |
| Primary APN | 3070175378 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 79714 |
|---|---|
| Street Address | 45 MILES ST |
| City | SPARTA |
| State | NC |
| Zip | 28675-8468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Description | #17 ROLLING GREENS |
| Legal Subdivision | ROLLING GREENS |
| Legal Block | 131 |
| Legal Lot Number | 17 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 950200 |
45 Miles St is owned and occupied by an individual who bought it in July 2026.
Source: Alleghany County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 MILES ST, SPARTA, NC 28675-8468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Aug 12, 2024 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Mar 13, 2024 | Warranty Deed, Transfer |
| Oct 21, 2010 | Commissioner's Deed, Foreclosure · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on File |
| Deed Sale | Jul 23, 2026 · Amount on File |
| Prior Sale | Mar 13, 2024 · Amount on File |
| Deed Document Number | 20264069 |
| Deed Book / Page | 456 / 1391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Jul 23, 2026 |
| Property Address | 45 MILES ST, SPARTA, NC 28675-8468 |
| Document Number | 0000004069 |
| Book / Page | 456 / 1391 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20264069 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 MILES ST, SPARTA, NC 28675-8468 |
| Document Number | 0000004070, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 20264070 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 45 MILES ST, SPARTA, NC 28675-8468 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00445/1038 |
|---|---|
| Date | Aug 12, 2024 |
| Book Page | 445/1038 |
| Instrument | 1606 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | 3200 TRULIANT WAY, WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Mar 13, 2024 |
| Property Address | 45 MILES ST, SPARTA, NC 28675-8468 |
| Document Number | 000442/964 |
| Book / Page | 442 / 964 |
| Map Reference | MB 2 PG 74 |
| Instrument Date | Mar 13, 2024 |
| Instrument | 479 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $136.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 MILES ST, SPARTA, NC 28675-8468 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 501, SPARTA, NC 28675-0501 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Oct 21, 2010 |
| Property Address | 45 MILES ST, SPARTA, NC 28675-8468 |
| Document Number | 00339/1209 |
| Book / Page | 339 / 1209 |
| Map Reference | MB 2 PG 74 |
| Instrument Date | Oct 21, 2010 |
| Instrument | 2010-0005210 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 45 MILES ST, SPARTA, NC 28675-8468 |
| Document Number | 20100005211 |
|---|---|
| Date | Oct 21, 2010 |
| Instrument | 2010-0005211 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Oct 21, 2043 |
The 2026 property tax bill for 45 Miles St was $734, up 20.5% from the year before.
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Municipality | Sparta Town |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734.00 (+20.53%) | $97,400 (+23.45%) Land $23,600 Building $73,800 | $97,400 Land $23,600 Building $73,800 |
| 2025 | $609.00 | $78,900 Land $23,600 Building $55,300 | |
| 2023 | $78,900 Land $23,600 Building $55,300 | $78,900 Land $23,600 Building $55,300 | |
| 2021 | $78,900 Land $23,600 Building $55,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Miles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Miles St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010 |
|---|---|
| Water Source | Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 2.05 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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