45 Midway Dr, Monroe, NY 10950 Property Records

Orange County and Chester Town property record for 45 Midway Dr, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1960
Lot Size	0.233 acres (10,179 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (Jan 1999)
Tax Bill	$7,212 (2024)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332289 10-11-1`

Property Details

APN / Parcel Number

Primary APN	`332289 10-11-1`
Alternative APNs	`228901000000110010000000` `10-11-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Raised
Lot Area	10,179 sqft (0.233 acres)
Lot Dimensions	87 ft deep x 117 ft wide
View / Lot	Suburban
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	10-11-1
Street Address	45 MIDWAY DR
City	MONROE
State	NY
Zip	10950-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2*
Legal Subdivision	MAP #2 LAKE REGION HOMESITES COMPANY
Legal Block	11
Legal Lot Number	1.000
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	3
Census Block	3015
Census Tract	14302

Owner

45 Midway Dr is owned and occupied by two individuals who acquired it in March 2003.

Source: Orange County and Chester Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 MIDWAY DR, MONROE, NY 10950-1127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 1999 · Amount on File
Deed Sale	Jan 11, 1999 · Amount on File
Prior Sale	May 24, 1996 · Amount on File
Deed Book / Page	4956 / 330
Last Transfer Date	Mar 24, 2003
Transfer Doc	1109001355
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	45 MIDWAY DR, MONROE, NY 10950-1127
Document Number	0000036994
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 MIDWAY DR MONROE NY 109501127, MONROE, NY 10950-1127

Mortgage

Document Number	0000036994
Date	Jul 17, 2020
Book Page	014773/001469
Instrument	36994

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 16, 2035

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,900 Land $33,200 Building $62,700	$262,500
2024	$7,212.00
2023		$95,900 Land $33,200 Building $62,700	$233,900 Land $80,975 Building $152,925
2021	$2,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Midway Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–1994)
Most Recent Claim	Apr 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Midway Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTON LAKE ESTATES W.D. serves 768 people · EPA ID NY3503525
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20