Worcester County and Worcester City property record for 45 Midgley Ln, Worcester, MA 01604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,078 sqft · built 1987 |
| Lot Size | 0.116 acres (5,039 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,000 (May 2019) |
| Tax Bill | $6,289 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-27B-00054 |
| Primary APN | 34-27B-00054 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,078 sqft Living Area |
| Gross Area | 4,008 sqft |
| 1st Floor Area | 830 sqft |
| Basement Area | 830 sqft |
| Unfinished Basement | 830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,039 sqft (0.116 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 34-27B-00054 |
|---|---|
| Street Address | 45 MIDGLEY LN |
| City | WORCESTER |
| State | MA |
| Zip | 01604-3564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 27B |
| Legal Lot Number | 54 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 732801 |
Source: Worcester County and Worcester City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 MIDGLEY LN, WORCESTER, MA 01604-3564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION |
| Oct 24, 2017 | Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC |
| May 6, 2019 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2019 · Amount on Record |
| Deed Sale | May 6, 2019 · Amount on Record |
| Prior Sale | Apr 22, 2005 · Amount on Record |
| Deed Document Number | 201940417 |
| Deed Book / Page | 60367 / 328 |
| Transfer Doc | 36156-236 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 45 MIDGLEY LN, WORCESTER, MA 01604-3564 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069881-261 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 69881/261 |
| Instrument | 95513 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 45 MIDGLEY LN, WORCESTER, MA 01604-3564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57927-165 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 57927/165 |
| Instrument | 117885 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | May 6, 2019 |
| Property Address | 45 MIDGLEY LN, WORCESTER, MA 01604-3564 |
| Document Number | 60367-328 |
| Book / Page | 060367 / 000328 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 40417 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,285.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 MIDGLEY LN WORCESTER MA 016043564, WORCESTER, MA 01604-3564 |
| Document Number | 60367-330 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 060367/000330 |
| Instrument | 40418 |
| Name | GUARANTEED RATE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2049 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,289.00 (+11.19%) | $476,800 (+20.89%) Land $98,200 Building $378,600 |
| 2023 | $5,656.00 | $394,400 Land $85,400 Building $309,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jun 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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