45 Middle St, Bristol, CT 06010 Property Records

Bristol City property record for 45 Middle St, Bristol, CT 06010

Property Summary

Property Type	Apartment House (2-4 Units)
Details	11 bd · 11 ba · 11,469 sqft · built 1928
Lot Size	1.16 acres (50,537 sqft)
Owner	Company Name on File
Tax Bill	$15,850 (2025)
Deeds & Mortgages	Jan 2022 Refinance
Flood Zone	Zone AE (high risk)
APN	`BRIS M:34 L:81`

Property Details

APN / Parcel Number

Primary APN	`BRIS M:34 L:81`
Alternative APNs	`0044474` `44474`

Interior

Bedrooms	11 Beds
Full Baths	11 Baths
Total Rooms	11 Rooms
Units	12 Units
Stories	3 Stories
Building Area	11,469 sqft Living Area
Gross Area	15,096 sqft
1st Floor Area	4,523 sqft
Basement Area	2,100 sqft
Unfinished Basement	2,100 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,537 sqft (1.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	44474
Street Address	45 MIDDLE ST
City	BRISTOL
State	CT
Zip	06010-5203
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	BHC
Legal Lot Number	81
Jurisdiction	BRISTOL CT
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1011
Census Tract	405402

Owner

Source: Bristol City records · APN BRIS M:34 L:81

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	139 CENTER ST, 3000, BRISTOL, CT 06010-5083
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	45 MIDDLE ST, BRISTOL, CT 06010-5203
Transaction Type	Mortgage
Record Updated	Jul 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002211-543
Date	Jan 21, 2022
Book Page	2211/543

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2042

Tax Assessment & Valuation

Source: Bristol City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Bristol City
Unified School District	Bristol School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,850.00	$469,630 (-) Land $85,750 Building $383,880	$328,741 Land $60,025 Building $268,716
2024	$15,850.00 (+11.2%)
2023	$14,253.00 (+8.87%)	$469,630 (+37.56%) Land $85,750 Building $383,880
2022	$13,092.00	$341,390 Land $75,460 Building $265,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 29, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 255 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BRISTOL WATER DEPARTMENT serves 52,079 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.