45 Michael St, Iselin, NJ 08830 Property Records

Middlesex County and Woodbridge Township property record for 45 Michael St, Iselin, NJ 08830

Property Summary

Property Type	Single Family Home
Details	1,434 sqft · built 1951
Lot Size	0.204 acres (8,900 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Feb 2021)
Tax Bill	$10,875 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-00430-02-00009`

Property Details

APN / Parcel Number

Primary APN	`25-00430-02-00009`
Alternative APNs	`2500430000200009` `13445`

Interior

Stories	2 Stories
Building Area	1,434 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Lot Area	8,900 sqft (0.204 acres)
Lot Dimensions	100 ft deep x 89 ft wide
Garage Type	Attached

Location & Zoning

Account Number	13445
Street Address	45 MICHAEL ST
City	ISELIN
State	NJ
Zip	08830-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	89.0X100.0 IRR
Legal Subdivision	HEARTHSTONE HOMES
Legal Block	430.2
Legal Lot Number	9
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	5
Census Block	5007
Census Tract	2604

Owner

45 Michael St is owned and occupied by two individuals who bought it in February 2021.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 MICHAEL ST, ISELIN, NJ 08830-1922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC
Apr 2, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Apr 2, 2020 · Amount on File
Deed Document Number	202117509
Deed Book / Page	18273 / 1175
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 5, 2021
Property Address	45 MICHAEL ST, ISELIN, NJ 08830-1922
Document Number	2021017509
Book / Page	18273 / 1175
Instrument Date	Feb 4, 2021
Instrument	2021017509
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 CYPRESS DR, 152, COLONIA, NJ 07067-1507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MICHAEL ST, ISELIN, NJ 08830-1922

Mortgage

Document Number	2021017510
Date	Feb 5, 2021
Instrument	2021017510

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 2, 2020
Property Address	45 MICHAEL ST, ISELIN, NJ 08830-1922
Document Number	0000030505
Book / Page	017833 / 001872
Instrument Date	Feb 27, 2020
Instrument	30505
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 MICHAEL ST ISELIN NJ 088301922, ISELIN, NJ 08830-1922

Tax Assessment & Valuation

The 2025 property tax bill for 45 Michael St was $10,875, up 3.4% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,300 (-) Land $27,800 Building $59,500	$87,300 (-) Land $27,800 Building $59,500
2025	$10,875.00 (+3.41%)	$87,300 Land $27,800 Building $59,500	$87,300 Land $27,800 Building $59,500
2024	$10,516.00
2023		$87,300 Land $27,800 Building $59,500	$87,300 Land $27,800 Building $59,500
2022	$10,029.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Michael St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1988–2021)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Michael St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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