45 Michael Ln, Denver, PA 17517 Property Records

Lancaster County property record for 45 Michael Ln, Denver, PA 17517

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,679 sqft · built 2007
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$238,643 (Oct 2007)
Tax Bill	$4,591 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-03082-0-0000`

Property Details

APN / Parcel Number

Primary APN	`010-03082-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,679 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	681 sqft
Upper Floors Area	998 sqft
Basement Area	681 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	376 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 MICHAEL LN
City	DENVER
State	PA
Zip	17517-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	45 MICHAEL LN
Legal Subdivision	PLAN/BROOKVIEW ESTATES PH 02
Legal Lot Number	19
Jurisdiction	LANCASTER PA
Township / Civil Division	ADAMSTOWN
Census Block Group	3
Census Block	3023
Census Tract	12501

Owner

45 Michael Ln is owned and occupied by two individuals who bought it in October 2007.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 MICHAEL LN, DENVER, PA 17517-9224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2007 · Amount on File
Deed Sale	Oct 31, 2007 · Amount on File
Deed Document Number	20075662455
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	45 MICHAEL LN, DENVER, PA 17517-9224
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006671576
Date	Mar 25, 2022
Instrument	6671576

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	45 MICHAEL LN, DENVER, PA 17517-9224
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20250050051
Date	Dec 15, 2025
Instrument	20250050051

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 45 Michael Ln was $4,591 with a homeowner's exemption, up 5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Adamstown Borough
County	Lancaster County
Unified School District	Cocalico School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,800 Land $37,600 Building $136,200	$173,800 Land $37,600 Building $136,200
2025	$4,591.00 (+5.03%)
2024	$4,371.00	$173,800 Land $37,600 Building $136,200
2018			$173,800 Land $37,600 Building $136,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Michael Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Michael Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMSTOWN BOROUGH serves 1,800 people · EPA ID PA7360001
Water Source	Groundwater
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: Verizon.

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