Middlesex County and Wakefield Town property record for 45 Meriam St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,906 sqft · built 1945 |
| Lot Size | 0.136 acres (5,915 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $612,000 (Nov 2020) |
| Tax Bill | $8,422 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 42438 |
| Primary APN | 42438 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,906 sqft Living Area |
| Gross Area | 2,884 sqft |
| Basement Area | 923 sqft |
| Unfinished Basement | 923 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,915 sqft (0.136 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 42438 |
|---|---|
| Street Address | 45 MERIAM ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 119 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 335400 |
45 Meriam St is owned by a company that bought it in November 2020.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 45 MERIAM ST, WAKEFIELD, MA 01880-3633 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 24, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 13, 2018 | Deed of Trust, Mortgage · Line of Credit CENTURY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on File |
| Deed Sale | Nov 24, 2020 · Amount on File |
| Prior Sale | Nov 8, 2012 |
| Deed Document Number | 20201861858 |
| Prior Transfer Date | Nov 17, 2020 |
| Prior Transfer Doc | 1861858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Nov 24, 2020 |
| Property Address | 45 MERIAM ST, WAKEFIELD, MA 01880-3633 |
| Document Number | 0001861858 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 1861858 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,791.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2 MERIAM ST WAKEFIELD MA 018803628, WAKEFIELD, MA 01880-3628 |
| Document Number | 1861859 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 1861859 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 45 MERIAM ST, WAKEFIELD, MA 01880-3633 |
| Document Number | 0000095188 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 45 MERIAM ST WAKEFIELD MA 018803633, WAKEFIELD, MA 01880-3633 |
| Document Number | 0000095188 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 95188 |
| Name | CENTURY BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 16, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 45 Meriam St was $8,422, up 8.4% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,422.00 (+8.42%) | $742,000 (+7.46%) Land $349,100 Building $392,900 | $735,870 (+0.55%) |
| 2024 | $7,768.00 (+2.74%) | $690,500 (+7.12%) Land $324,800 Building $365,700 | $731,880 |
| 2023 | $7,561.00 | $644,600 Land $303,100 Building $341,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Meriam St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Meriam St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures