Newton County property record for 45 Melody Rdg, Covington, GA 30014 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 3,262 sqft Heated Area |
| Lot Size | 53,579 sqft (1.23 acres) |
| Garage | 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $259,000 (2013) |
| Tax Bill | $3,970.00 (2025) |
| Primary APN | 01130-00000-224-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 3,262 sqft Heated Area |
| 1st Floor | 1,980 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 53,579 sqft (1.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Porch Area | 704 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 33767 |
|---|---|
| Street Address | 45 MELODY RDG |
| City | COVINGTON |
| State | GA |
| Zip | 30014-3621 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.232AC LT 21 MELODY RIDG |
| Legal Subdivision | MELODY FARMS |
| Legal Lot Number | 21 |
| Jurisdiction | NEWTON GA |
| Minor Civil Division | MANSFIELD |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 100202 |
Source: Newton County records · APN 01130-00000-224-000
Assessment roll updated December 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 MELODY RDG, COVINGTON, GA 30014-3621 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 07, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES |
| Sep 06, 2017 | Quit Claim Deed, Mortgage · Federal Housing Administration (FHA) Mortgage FELLOWSHIP HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2013 · Amount on Record |
| Deed Sale | Sep 27, 2013 · Amount on Record |
| Prior Sale | Dec 05, 2005 · Amount on Record |
| Deed Doc Number | 20134280 |
| Deed Book / Page | 3174 / 547 |
| Last Transfer Date | Aug 25, 2017 |
| Transfer Doc | 0036060465 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 MELODY RDG, COVINGTON, GA 30014-3621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2021 |
| Name | Verified Name |
|---|---|
| Address | 45 MELODY RDG, COVINGTON, GA 30014-3621 |
| Document Number | 0042250000000275 |
|---|---|
| Date | Jul 07, 2021 |
| Book Page | 0000004225/0000000275 |
| Instrument | 012748 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Sep 06, 2017 |
| Property Address | 45 MELODY RDG, COVINGTON, GA 30014-3621 |
| Document Number | 0036060465 |
| Book / Page | 003606 / 000465 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 10075 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 45 MELODY RDG COVINGTON GA 300143621, COVINGTON, GA 30014-3621 |
| Document Number | 36060468 |
|---|---|
| Date | Sep 06, 2017 |
| Book Page | 003606/000468 |
| Instrument | 10076 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | JERICHO, NY 11753 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2047 |
Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,970.00 (+5.25%) Homeowner's exemption | $167,120 (+26.19%) Land $24,000 Building $143,120 | $417,800 (+26.19%) Land $60,000 Building $357,800 |
| 2023 | $132,440 Land $14,000 Building $118,440 | $331,100 Land $35,000 Building $296,100 | |
| 2022 | $3,772.00 |
45 Melody Rdg is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Newton County (13217C), updated September 30, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 36th percentile of exposed land nationally · 14th in Georgia |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,695 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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