45 Melody Ln, Springfield, IL 62702 Property Records

Sangamon County property record for 45 Melody Ln, Springfield, IL 62702

Property Summary

Property TypeSingle Family Home
Lot Size0.198 acres (8,641 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Sep 1994)
Tax Bill$1,695 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Apr 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-25.0-329-016

Property Details

APN / Parcel Number

Primary APN14-25.0-329-016
Alternative APN
  • 14250329016 (CHECK DIGIT = 1)

Exterior

Lot Area8,641 sqft (0.198 acres)

Location & Zoning

Account Number14250329016
Street Address45 MELODY LN
CitySPRINGFIELD
StateIL
Zip62702-6129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRED W. WANLESS MELODY LANE ADDN N 1.39' L 5 ALL L 6&S 1.61' L7
Legal SubdivisionFRED W. WANLESS MELODY LANE ADD
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group4
Census Block4002
Census Tract600

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 MELODY LN, SPRINGFIELD, IL 62702-6129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Apr 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Apr 27, 2006Deed of Trust, Mortgage · Stand-Alone First Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 1994 · Amount on Record
Deed SaleSep 6, 1994 · Amount on Record
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address45 MELODY LN, SPRINGFIELD, IL 62702-6129
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R02385
DateFeb 5, 2018
Instrument2018R02385
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address45 MELODY LN, SPRINGFIELD, IL 62702-6129
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R08736
DateApr 11, 2017
Instrument2017R08736
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2032
Interest
Rate TypeFixed Rate

April 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address45 MELODY LN, SPRINGFIELD, IL 62702-6129
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2006R15244
DateApr 27, 2006
Instrument2006R15244
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term276 Months
DueApr 26, 2029
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,695.00 (+27.73%)$31,945 (+23.75%) Land $7,080 Building $24,865$95,835 (+23.75%) Land $21,240 Building $74,595
2022$1,327.00 Homeowner's exemption Senior Citizen's exemption$25,815 Land $5,721 Building $20,094$77,445 Land $17,163 Building $60,282

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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