Okaloosa County property record for 45 Meigs Dr, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,198 sqft · built 2006 |
| Lot Size | 1.04 acres (45,559 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,799 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-592-3890-7 |
| Primary APN | C56-000-592-3890-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,198 sqft Heated Area |
| Gross Area | 4,824 sqft |
| 1st Floor Area | 2,099 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 45,559 sqft |
| Lot Width | 155 ft Width |
| Garage Type | Carport |
| Garage Area | 552 sqft |
| Carport | Carport |
| Porch | Porch |
|---|---|
| Porch Area | 737 sqft |
| Patio Area | 835 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 45 MEIGS DR |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHOCTAWMAR S/D LOT 6 BLK 2 |
| Legal Range | 23 |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | CHOCTAWMAR S/D |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21501 |
45 Meigs Dr is owned by two individuals who acquired it in February 2005.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 336, SHALIMAR, FL 32579-0336 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2022 | Deed of Trust, Mortgage · Line of Credit EGLIN FCU |
| Sep 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2005 |
| Deed Sale | Feb 15, 2005 |
| Prior Sale | Feb 15, 2005 |
| Deed Document Number | 2194996 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 45 MEIGS DR, SHALIMAR, FL 32579-2145 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45 MEIGS DR, SHALIMAR, FL 32579-2145 |
| Document Number | 0036454655 |
|---|---|
| Date | Oct 6, 2022 |
| Book Page | 3645/4655 |
| Instrument | 3583171 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 45 MEIGS DR, SHALIMAR, FL 32579-2145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033172582 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 3317/2582 |
| Instrument | 3159856 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 45 MEIGS DR, SHALIMAR, FL 32579-2145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034861504 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 3486/1504 |
| Instrument | 3384947 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 45 Meigs Dr was $6,799.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,799.00 | $557,810 | $836,661 Land $371,985 Building $464,676 |
| 2023 | $5,814.00 (+2.36%) Homeowner's exemption | $508,637 (-) | $797,220 (+8.4%) Land $299,263 Building $497,957 |
| 2022 | $5,680.00 Homeowner's exemption | $508,637 | $735,449 Land $266,367 Building $469,082 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Meigs Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 59 (1985–2021) |
| Claims Outside the SFHA | 30 of 59 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Meigs Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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