45 Meadows Ln, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 45 Meadows Ln, Rowley, MA 01969

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,862 sqft · built 1994
Lot Size2.5 acres (109,223 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (May 2012)
Tax Bill$12,215 (2026)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNROWL M:0015 B:0107 L:0003

Property Details

APN / Parcel Number

Primary APNROWL M:0015 B:0107 L:0003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,862 sqft Living Area
Gross Area6,050 sqft
Basement Area1,496 sqft
Unfinished Basement1,496 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area109,223 sqft (2.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address45 MEADOWS LN
CityROWLEY
StateMA
Zip01969-2133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOUT
Legal SubdivisionMEADOWS STONY BROOK
Legal Block107
Legal Lot Number3
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group2
Census Block2000
Census Tract270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 MEADOWS LN, ROWLEY, MA 01969-2133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2012 · Amount on Record
Deed SaleMay 31, 2012 · Amount on Record
Prior SaleAug 6, 2008 · Amount on Record
Deed Book / Page31392 / 406
Transfer Doc031392-406
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address45 MEADOWS LN, ROWLEY, MA 01969-2133
Document Number36510-558
Book / Page036510 / 000558
Instrument DateDec 19, 2017
Transaction TypeMortgage
Record UpdatedFeb 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36510-558
DateFeb 2, 2018
Book Page036510/000558
Instrument1802020060
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,215.00 (+13.79%)$1,010,300 (+10.77%) Land $476,000 Building $534,300$1,111,496 (+17.43%)
2025$10,735.00 (-0.26%)$912,100 (+2.54%) Land $377,800 Building $534,300$946,485
2024$10,763.00 (+2.57%)$889,500 (+10.37%) Land $359,900 Building $529,600
2023$10,493.00$805,900 Land $311,200 Building $494,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people · EPA ID MA3254000
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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