Bergen County and Demarest Borough property record for 45 Meadow St, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,116 sqft · built 1945 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $810,000 (Oct 2022) |
| Tax Bill | $28,976 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00053-0000-00001 |
| Primary APN | 09-00053-0000-00001 |
|---|---|
| Alternative APN |
|
| Building Area | 3,116 sqft Living Area |
|---|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 11,543 sqft (0.265 acres) |
| Lot Dimensions | 154 ft deep x 75 ft wide |
| Street Address | 45 MEADOW ST |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.265AC |
| Legal Subdivision | DR FRED K MORRIS |
| Legal Block | 53 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 MEADOW ST, DEMAREST, NJ 07627-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2022 · Amount on Record |
| Deed Sale | Oct 7, 2022 · Amount on Record |
| Prior Sale | Nov 15, 2012 · Amount on Record |
| Deed Document Number | 202297892 |
| Deed Book / Page | 4829 / 1528 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 7, 2022 |
| Property Address | 45 MEADOW ST, DEMAREST, NJ 07627-2407 |
| Document Number | 0048291528 |
| Book / Page | 4829 / 1528 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 2022097892 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Title Company | LAND RUSH TITLE AGCY LLC, LAND RUSH TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,411.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 MEADOW ST, 45, DEMAREST, NJ 07627-2407 |
| Name | Verified Name |
|---|---|
| Address | 45 MEADOW ST, DEMAREST, NJ 07627-2407 |
| Document Number | 2022097893 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 2022097893 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 MEADOW ST, DEMAREST, NJ 07627-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039170033 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 3917/33 |
| Instrument | 21-007215 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 1, 2035 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,605,300 (-) Land $575,700 Building $1,029,600 | $1,605,300 (-) Land $575,700 Building $1,029,600 | |
| 2025 | $28,976.00 (+74.43%) | $1,605,300 (+195.42%) Land $575,700 Building $1,029,600 | $1,605,300 (+195.42%) Land $575,700 Building $1,029,600 |
| 2024 | $16,612.00 (+7.68%) | ||
| 2023 | $543,400 Land $311,600 Building $231,800 | $543,400 Land $311,600 Building $231,800 | |
| 2022 | $15,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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