Westchester County and Rye City property record for 45 Meadow Pl, Rye, NY 10580 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,322 sqft · built 1919 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,550,000 (Jul 2025) |
| Tax Bill | $22,806 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 139-19-1-7 |
| Primary APN | 551400 139-19-1-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,322 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| 2nd Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 9,583 sqft (0.22 acres) |
| Street Address | 45 MEADOW PL |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP OF BUILDING LOTS NEAR RYE STATION |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records · APN 551400 139-19-1-7
Assessment roll updated May 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2975 WESTCHESTER AVE, 410, PURCHASE, NY 10577-2500 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 25, 2024 | Deed of Trust, Mortgage · Line of Credit OKLAHOMA CITY |
| Feb 22, 2024 | Bargain and Sale Deed, Transfer PEARSON STREET LIMITED PARTNERSHIP |
| Sep 29, 2017 | Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Feb 22, 2024 · Amount on Record |
| Deed Document Number | 20253493 |
| Last Transfer Date | Jul 01, 2026 |
| Transfer Doc | 0000003473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 10, 2026 |
| Property Address | 45 MEADOW PL, RYE, NY 10580-1711 |
| Document Number | 0000003473 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 20263473 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003473, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 2026661823473 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 45 MEADOW PL, RYE, NY 10580-1711 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0641133479 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 641133479 |
| Name | OKLAHOMA CITY |
|---|---|
| Type | Government Agency |
| Address | OKLAHOMA CITY, OK 73154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Feb 22, 2024 |
| Property Address | 45 MEADOW PL, RYE, NY 10580-1711 |
| Document Number | 0640443342 |
| Map Reference | VOL 18 PG 20 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 640443342 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 MEADOW PL, RYE, NY 10580-1711 |
| Name | Verified Name |
|---|---|
| Address | 181 PURCHASE ST # A32, A32, RYE, NY 10580-2113 |
| Document Number | 0640523292 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 640523292 |
| Name | PEARSON STREET LIMITED PARTNERSHIP |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 29, 2017 |
| Property Address | 45 MEADOW PL, RYE, NY 10580-1711 |
| Document Number | 0572503650 |
| Map Reference | VOL18 PG20 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 572503650 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 MEADOW PL, 45, RYE, NY 10580-1711 |
| Name | Verified Name |
|---|---|
| Address | 131 PURCHASE ST, RYE, NY 10580-2139 |
| Document Number | 0572643046 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 572643046 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Oct 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,806.00 | $19,600 (-) Land $5,650 Building $13,950 | $1,661,017 (+6.78%) Land $478,814 Building $1,182,203 |
| 2024 | $19,600 (-) Land $5,650 Building $13,950 | $1,555,556 (+2.38%) Land $448,413 Building $1,107,143 | |
| 2023 | $19,600 Land $5,650 Building $13,950 | $1,519,380 Land $437,985 Building $1,081,395 | |
| 2020 | $21,212.00 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190077004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 98 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured 2 under condo master policies |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023, river or lake flooding, Severe Storm And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 6% of the US · above 9% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Optimum Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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