Union County and Berkeley Heights Township property record for 45 Mead St, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 1,397 sqft · built 1938 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,618 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Aug 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00801-0000-00035 |
| Primary APN | 01-00801-0000-00035 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,397 sqft Living Area |
| 1st Floor Area | 1,397 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,979 sqft (0.275 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 45 MEAD ST |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB2 |
| Legal Description | ADDITIONAL LOTS: 36-40 & 45-47 |
| Legal Block | 801 |
| Legal Lot Number | 35 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 38202 |
45 Mead St is owned and occupied by an individual who acquired it in November 1997.
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 MEAD ST, BERKELEY HEIGHTS, NJ 07922-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2019 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 1997 |
| Deed Sale | Nov 12, 1997 |
| Prior Sale | Nov 12, 1997 · Amount on File |
| Deed Document Number | 199746226 |
| Deed Book / Page | 4594 / 322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 45 MEAD ST, BERKELEY HEIGHTS, NJ 07922-1235 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0145870877 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 14587/0877 |
| Instrument | 677452 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 45 MEAD ST, BERKELEY HEIGHTS, NJ 07922-1235 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0145870867 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 14587/0867 |
| Instrument | 677451 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 45 Mead St was $12,618, up 2.7% from the year before.
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,700 (-) Land $135,900 Building $150,800 | $286,700 (-) Land $135,900 Building $150,800 | |
| 2025 | $12,618.00 (+2.67%) | $286,700 Land $135,900 Building $150,800 | $286,700 Land $135,900 Building $150,800 |
| 2024 | $12,290.00 | ||
| 2023 | $286,700 Land $135,900 Building $150,800 | $286,700 Land $135,900 Building $150,800 | |
| 2022 | $12,038.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Mead St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 20 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 24 units insured incl. 4 condo units |
| Nearby Flood Claims | 44 (1978–2025) |
| Claims Outside the SFHA | 9 of 44 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Mead St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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