Cabarrus County property record for 45 McKinnon Ave NE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,304 sqft · built 1953 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $493,000 (Aug 2025) |
| Tax Bill | $3,275 (2023) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5621 71 0122 |
| Primary APN | 5621 71 0122 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 3,736 sqft |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,152 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 174 ft deep x 125 ft wide |
| Porch | Patio |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 180169 |
|---|---|
| Street Address | 45 MCKINNON AVE NE |
| City | CONCORD |
| State | NC |
| Zip | 28025-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | NW SIDE MCKINNON AVE |
| Legal Subdivision | NORTH CHURCH |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 42300 |
45 McKinnon Ave NE is owned and occupied by an individual who bought it in August 2025.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 MCKINNON AVE NE, CONCORD, NC 28025-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK |
| Feb 20, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on File |
| Deed Sale | Aug 26, 2025 · Amount on File |
| Prior Sale | Feb 20, 2020 · Amount on File |
| Deed Document Number | 202519176 |
| Deed Book / Page | 17586 / 165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 21, 2021 |
| Property Address | 45 MCKINNON AVE NE, CONCORD, NC 28025-3303 |
| Document Number | 0014844284 |
| Book / Page | 14844 / 284 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 MCKINNON AVE NE, 45, CONCORD, NC 28025-3303 |
| Name | Verified Name |
|---|---|
| Address | 45 MCKINNON AVE NE, CONCORD, NC 28025-3303 |
| Document Number | 0014844286 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 14844/286 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 20, 2020 |
| Property Address | 45 MCKINNON AVE NE, CONCORD, NC 28025-3303 |
| Document Number | 0014012333 |
| Book / Page | 14012 / 0333 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $306.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 MCKINNON AVE NE, 45, CONCORD, NC 28025-3303 |
| Name | Verified Name |
|---|---|
| Address | 307 CREEK TRL SE, CONCORD, NC 28025-3907 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,730 Land $80,000 Building $260,730 | ||
| 2024 | $340,730 (+26.92%) Land $80,000 Building $260,730 | ||
| 2023 | $3,275.00 | $268,460 Land $126,230 Building $142,230 | $268,460 Land $126,230 Building $142,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 McKinnon Ave NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 McKinnon Ave NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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