45 McKelvy Ave, Clovis, CA 93611 Property Records

Fresno County property record for 45 McKelvy Ave, Clovis, CA 93611

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 1989
Lot Size0.196 acres (8,520 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Jun 2020)
Tax Bill$3,875 (2025)
Deeds & MortgagesSep 2025 Line of Credit
May 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN550-111-03

Property Details

APN / Parcel Number

Primary APN550-111-03

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleL-Shape
Construction TypeFrame
Lot Area8,520 sqft (0.196 acres)
Lot Dimensions142 ft deep x 60 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address45 MCKELVY AVE
CityCLOVIS
StateCA
Zip93611-5436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 3 TRACT NO 3634 MANDYS ADDITION
Legal SubdivisionMANDYS ADD
Legal Tract3634
Legal Lot Number3
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group3
Census Block3008
Census Tract5702

Owner

Source: Fresno County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 MCKELVY AVE, CLOVIS, CA 93611-5436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Line of Credit
NOBLE FCU
May 4, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jun 9, 2020Grant Deed, Transfer · VA Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 9, 2020 · Amount on Record
Deed SaleJun 9, 2020 · Amount on Record
Prior SaleMay 29, 2014 · Amount on Record
Deed Document Number202070606
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address45 MCKELVY AVE, CLOVIS, CA 93611-5436
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MCKELVY AVE, CLOVIS, CA 93611-5436

Mortgage

Document Number0000090929
DateSep 19, 2025
Instrument2025-0090929
Lender
NameNOBLE FCU
TypeCredit Union
AddressFRESNO, CA 93720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueOct 3, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address45 MCKELVY AVE, CLOVIS, CA 93611-5436
Transaction TypeMortgage
Record UpdatedMay 16, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MCKELVY AVE, CLOVIS, CA 93611-5436

Mortgage

Document Number0000058128
DateMay 4, 2022
Instrument2022-0058128
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 3, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateJun 9, 2020
Property Address45 MCKELVY AVE, CLOVIS, CA 93611-5436
Document Number0000070606
Map ReferenceMB 43 PG 77
Instrument DateMay 19, 2020
Instrument2020-0070606
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45 MCKELVY AVE, CLOVIS, CA 93611-5436

Mortgage

Document Number0000070607
DateJun 9, 2020
Instrument2020-0070607
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityClovis City
Unified School DistrictClovis Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$334,539 (+2%) Land $100,394 Building $234,145
2025$3,875.00 (+3.94%)$327,980 (+4.04%) Land $98,426 Building $229,554
2023$3,728.00 (+1.33%)$315,246 Land $94,605 Building $220,641
2022$3,679.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CLOVIS
serves 133,118 people · EPA ID CA1010003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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