Middlesex County and Newton City property record for 45 McCarthy Rd, Newton Center, MA 02459
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,025 sqft · built 2003 |
| Lot Size | 0.248 acres (10,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $899,900 (Mar 2004) |
| Tax Bill | $15,020 (2026) |
| Deeds & Mortgages | Nov 2020 Refinance Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 84028 0022 |
| Primary APN | 84028 0022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,025 sqft Living Area |
| Gross Area | 5,296 sqft |
| 1st Floor Area | 1,478 sqft |
| Basement Area | 1,478 sqft |
| Unfinished Basement | 1,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,792 sqft (0.248 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 84028 0022 |
|---|---|
| Street Address | 45 MCCARTHY RD |
| City | NEWTON CENTER |
| State | MA |
| Zip | 02459-3507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Subdivision | OAK HILL |
| Legal Block | 28 |
| Legal Lot Number | 22 |
| Jurisdiction | NEWTON MA |
| Township / Civil Division | NEWTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 374000 |
45 McCarthy Rd is owned and occupied by an individual who bought it in March 2004.
Source: Middlesex County and Newton City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 MCCARTHY RD, NEWTON CENTER, MA 02459-3507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jun 27, 2018 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2004 · Amount on File |
| Deed Sale | Mar 26, 2004 · Amount on File |
| Prior Sale | Mar 3, 2003 · Amount on File |
| Deed Document Number | 200469836 |
| Deed Book / Page | 42318 / 137 |
| Transfer Doc | 71220-282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 45 MCCARTHY RD, NEWTON, MA 02459-3507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76181-482 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 76181/482 |
| Instrument | 214858 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON MA |
| Recording Date | Jun 27, 2018 |
| Property Address | 45 MCCARTHY RD, NEWTON, MA 02459-3507 |
| Document Number | 71220-282 |
| Book / Page | 071220 / 000282 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 93298 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 MCCARTHY RD NEWTON MA 024593507, NEWTON, MA 02459-3507 |
| Document Number | 71220-286 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 071220/000286 |
| Instrument | 93299 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 26, 2048 |
The 2026 property tax bill for 45 McCarthy Rd was $15,020, up 3.8% from the year before.
Source: Middlesex County and Newton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Newton City |
| Unified School District | Newton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,020.00 (+3.82%) | $1,550,100 (+5%) Land $698,500 Building $851,600 | $1,944,460 (-) |
| 2025 | $14,468.00 (+3.42%) | $1,476,300 (+3%) Land $665,200 Building $811,100 | $1,944,460 (-20.77%) |
| 2024 | $13,989.00 (+5.47%) | $1,433,300 (+10.02%) Land $645,800 Building $787,500 | $2,454,135 |
| 2023 | $13,263.00 | $1,302,800 Land $491,500 Building $811,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 McCarthy Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1979–2007) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Mar 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 McCarthy Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
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