45 McCarthy Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 45 McCarthy Ave, Chicopee, MA 01020 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleRanch
Year BuiltBuilt 1993
Square Footage1,364 sqft Living Area
Lot Size7,200 sqft (0.165 acres)
OccupancyOwner Occupied
Tax Bill$4,221.00 (2025)

Property Details

APN / Parcel Number

Primary APN691-00065
Alternative APN
  • CHIC M:0691 P:00065

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,364 sqft Living Area
Gross Area2,824 sqft Gross Area
1st Floor1,364 sqft 1st Floor
Basement Area1,364 sqft Basement
Unfinished Basement1,364 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1993
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,200 sqft (0.165 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number691-00065
Street Address45 MCCARTHY AVE
CityCHICOPEE
StateMA
Zip01020-4206
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionMORGAN TR
JurisdictionCHICOPEE MA
Minor Civil DivisionCHICOPEE
Census Blockgroup4
Census Block4008
Census Tract811302

Owner

Source: Hampden County and Chicopee City records · APN 691-00065

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 MCCARTHY AVE, CHICOPEE, MA 01020-4206
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2025Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
FLORENCE BANK
Sep 12, 2023Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
FLORENCE BANK
Apr 01, 2022Deed of Trust, Mortgage · Line of Credit
FLORENCE BANK
Jul 14, 2021Deed of Trust, Mortgage · Line of Credit
FLORENCE BANK
Jul 14, 2021Deed of Trust, Mortgage · Stand Alone Refinance
FLORENCE BANK
Jul 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
FLORENCE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2015
Deed SaleMar 16, 2015
Prior SaleJul 31, 2009 · Amount on Record
Deed Doc Number201511606
Deed Book / Page20626 / 104
Record RefreshedJun 08, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address45 MCCARTHY AVE, CHICOPEE, MA 01020-4206
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025824-252
DateApr 11, 2025
Book Page25824/252
Instrument15866
Lender
NameFLORENCE BANK
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMay 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.63%
Type Change DateMay 01, 2032

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address45 MCCARTHY AVE, CHICOPEE, MA 01020-4206
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025150-42
DateSep 12, 2023
Book Page25150/42
Instrument42804
Lender
NameFLORENCE BANK
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term241 Months
DueOct 01, 2043

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address45 MCCARTHY AVE, CHICOPEE, MA 01020-4206
Transaction TypeMortgage
Record UpdatedApr 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024479-395
DateApr 01, 2022
Book Page24479/395
Instrument19947
Lender
NameFLORENCE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address45 MCCARTHY AVE, CHICOPEE, MA 01020-4206
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023997-481
DateJul 14, 2021
Book Page23997/481
Instrument48674
Lender
NameFLORENCE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address45 MCCARTHY AVE, CHICOPEE, MA 01020-4206
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023997-456
DateJul 14, 2021
Book Page23997/456
Instrument48671
Lender
NameFLORENCE BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address45 MCCARTHY AVE, CHICOPEE, MA 01020-4206
Document Number22275-130
Instrument DateJul 16, 2018
Transaction TypeMortgage
Record UpdatedAug 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 MCCARTHY AVE CHICOPEE MA 010204206, CHICOPEE, MA 01020-4206

Mortgage

Document Number22275-130
DateJul 20, 2018
Book Page022275/000130
Instrument42060
Lender
NameFLORENCE BK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 19, 2048

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,221.00 (+5.5%)$278,400 (+2.69%) Land $95,800 Building $182,600$311,125
2024$4,001.00 (+5.85%)$271,100 (+8.66%) Land $93,900 Building $177,200
2023$3,780.00$249,500 Land $85,400 Building $164,100

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