45 May St, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie City property record for 45 May St, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1925
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$7,312 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131300-6161-32-403797-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6161-32-403797-0000`
Alternative APNs	`130000616100324037970000` `131300 6.161-32-403.797` `328190`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	624 sqft
2nd Floor Area	624 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	117 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	412 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	328190
Street Address	45 MAY ST
City	POUGHKEEPSIE
State	NY
Zip	12603-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	40 X 117 1761 0583 1580 0111
Legal Block	32
Legal Lot Number	403
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	3
Census Block	3006
Census Tract	220901

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 MAY ST, POUGHKEEPSIE, NY 12603-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Dec 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	45 MAY ST, POUGHKEEPSIE, NY 12603-2732
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002394
Date	Nov 7, 2025
Instrument	2394

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	45 MAY ST, POUGHKEEPSIE, NY 12603-2732
Document Number	0000007065
Instrument Date	Dec 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MAY ST POUGHKEEPSIE NY 126032732, POUGHKEEPSIE, NY 12603-2732

Mortgage

Document Number	0000007065
Date	Dec 24, 2019
Instrument	7065

Lender

Name	HUDSON VLY FCU
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 23, 2029

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,312.00	$277,600 (+16.93%) Land $59,400 Building $218,200	$277,600 (+16.93%) Land $59,400 Building $218,200
2023		$237,400 (+15.02%) Land $59,400 Building $178,000	$237,400 (+15.02%) Land $59,400 Building $178,000
2022		$206,400 Land $54,000 Building $152,400	$206,400 Land $54,000 Building $152,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: Optimum.

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