San Joaquin County property record for 45 Mary Ct, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,554 sqft · built 1992 |
| Lot Size | 0.108 acres (4,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $344,000 (Jan 2016) |
| Tax Bill | $4,916 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-280-060-000 |
| Primary APN | 246-280-060-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,554 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Lot Area | 4,700 sqft (0.108 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 246-280-06 |
|---|---|
| Street Address | 45 MARY CT |
| City | TRACY |
| State | CA |
| Zip | 95376-1337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2286 LOT 49 |
| Legal Subdivision | VICTORIA PARK |
| Legal Tract | 2286 |
| Legal Block | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5208 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 MARY CT, TRACY, CA 95376-1337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2016 · Amount on Record |
| Deed Sale | Jan 8, 2016 · Amount on Record |
| Prior Sale | Jun 22, 2009 · Amount on Record |
| Deed Document Number | 20162931 |
| Prior Transfer Date | Mar 19, 2009 |
| Prior Transfer Doc | 0000045818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 45 MARY CT, TRACY, CA 95376-1337 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 45 MARY CT, TRACY, CA 95376-1337 |
| Document Number | 0000085198 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 2023-085198 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 45 MARY CT, TRACY, CA 95376-1337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000142364 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 2018-142364 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT CREEK, CA 94596 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 45 MARY CT, TRACY, CA 95376-1337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 45 MARY CT, TRACY, CA 95376-1337 |
| Document Number | 0000081120 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 2019-081120 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT CREEK, CA 94596 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 45 MARY CT, TRACY, CA 95376-1337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 45 MARY CT, TRACY, CA 95376-1337 |
| Document Number | 0000110778 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-110778 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT CREEK, CA 94596 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,916.00 (+0.02%) | ||
| 2025 | $4,915.00 (+10.05%) | $407,219 (+4.04%) Land $142,644 Building $264,575 | |
| 2023 | $4,466.00 (+2.13%) | $391,408 Land $137,106 Building $254,302 | $570,600 |
| 2022 | $4,373.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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