45 Marion St, Cumberland, MD 21502 Property Records

Allegany County property record for 45 Marion St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,740 sqft · built 1910
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Sep 2019)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Jan 2024 Sale Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-002359`

Property Details

APN / Parcel Number

Primary APN	`35-002359`
Alternative APN	`002359`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,740 sqft Total Area
Basement Area	70 sqft
Unfinished Basement	70 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	326 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	002359
Street Address	45 MARION ST
City	CUMBERLAND
State	MD
Zip	21502-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45 MARION ST LOT 27 40X120
Legal Subdivision	CUMBERLAND IMPROV CO
Legal Lot Number	27
Jurisdiction	ALLEGANY MD
Township / Civil Division	22, CUMBERLAND
Census Block Group	1
Census Block	1002
Census Tract	500

Owner

Source: Allegany County assessment roll, as of July 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 MARION ST, CUMBERLAND, MD 21502-2547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed, Transfer
Sep 27, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Feb 12, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Feb 12, 2019 · Amount on Record
Deed Book / Page	2499 / 477
Last Transfer Date	Jan 5, 2024
Transfer Doc	002940-0368
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jan 29, 2024
Property Address	45 MARION ST, CUMBERLAND, MD 21502-2547
Document Number	002940-0368
Book / Page	2940 / 368
Map Reference	PL 183
Instrument Date	Jan 5, 2024
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9648 OLIVE BLVD # 447, 447, SAINT LOUIS, MO 63132-3002

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Sep 27, 2019
Property Address	45 MARION ST, CUMBERLAND, MD 21502-2547
Document Number	0024990477
Book / Page	002499 / 000477
Instrument Date	Sep 20, 2019
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9648 OLIVE BLVD #447 ST LOUIS MO 631323002, 447, ST LOUIS, MO 63132-3002

Mortgage

Document Number	24990481
Date	Sep 27, 2019
Book Page	002499/000481

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Feb 12, 2019
Property Address	45 MARION ST, CUMBERLAND, MD 21502-2547
Document Number	0024440283
Book / Page	002444 / 000283
Instrument Date	Feb 1, 2019
Transaction Type	Transfer
Record Updated	Feb 22, 2019

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	72 PERSHING ST CUMBERLAND MD 215023061, CUMBERLAND, MD 21502-3061

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,700 (+13.81%) Land $8,400 Building $152,300	$160,700 (-) Land $8,400 Building $152,300
2025	$1,294.00 (+36.21%) Homeowner's exemption	$141,200 (+38.16%)	$160,700 (+57.24%) Land $8,400 Building $152,300
2023	$950.00	$102,200 Land $8,400 Building $93,800	$102,200 Land $8,400 Building $93,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Skypacket Networks Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

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