45 Maple Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 45 Maple Ave, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,608 sqft · built 1890
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$339,900 (Oct 2020)
Tax Bill	$15,876 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
APN	`381700 112.49-2-3`

Property Details

APN / Parcel Number

Primary APN	`381700 112.49-2-3`
Alternative APN	`0508110`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,608 sqft Living Area
1st Floor Area	2,304 sqft
2nd Floor Area	2,304 sqft
Upper Floors Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Mansion
Exterior Material	Wood
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	528 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0508110
Street Address	45 MAPLE AVE
City	TROY
State	NY
Zip	12180-5129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	2 STY FRAME HOUSE 490-14/8
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4005
Census Tract	41200

Owner

Source: Rensselaer County and Troy City records · APN 381700 112.49-2-3

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 MAPLE AVE, TROY, NY 12180-5129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2020 · Amount on Record
Deed Sale	Oct 09, 2020 · Amount on Record
Deed Document Number	2020575901
Deed Book / Page	9312 / 221
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 09, 2020
Property Address	45 MAPLE AVE, TROY, NY 12180-5129
Document Number	0000575901
Book / Page	009312 / 000221
Instrument Date	Oct 07, 2020
Instrument	575901
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NTC - KEY W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2013 HOOVER RD SCHENECTADY NY 123094113, SCHENECTADY, NY 12309-4113

Mortgage

Document Number	575902
Date	Oct 09, 2020
Book Page	009312/000225
Instrument	575902

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2050

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,876.00 (+3.1%)	$339,900 (-) Land $29,800 Building $310,100	$582,000 (+19.85%) Land $51,026 Building $530,974
2023		$339,900 (-) Land $29,800 Building $310,100	$485,600 (+8.58%) Land $42,574 Building $443,026
2022	$15,398.00	$339,900 Land $29,800 Building $310,100	$447,237 Land $39,211 Building $408,026

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 12, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 356 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY CITY PWS serves 51,401 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.