45 Mandys Rd, Westtown, NY 10998 Property Records

Orange County and Minisink Town property record for 45 Mandys Rd, Westtown, NY 10998

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,604 sqft · built 1988
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jun 2020)
Tax Bill	$9,349 (2024)
Deeds & Mortgages	Jan 2019 Refinance Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-1-38.21`

Property Details

APN / Parcel Number

Primary APN	`12-1-38.21`
Alternative APNs	`388901200000010382100000` `333889 12-1-38.21`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,604 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	924 sqft
Finished Basement	924 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	27 sqft
Porch	Open Porch
Porch Area	372 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	12-1-38.21
Street Address	45 MANDYS RD
City	WESTTOWN
State	NY
Zip	10998-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Block	1
Legal Lot Number	38.21
Jurisdiction	ORANGE NY
Township / Civil Division	MINISINK
Census Block Group	3
Census Block	3010
Census Tract	11702

Owner

Source: Orange County and Minisink Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 MANDYS RD, WESTTOWN, NY 10998-2520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jun 29, 2020	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Feb 14, 2012 · Amount on Record
Deed Document Number	202033240
Deed Book / Page	14764 / 1350
Prior Transfer Date	Jun 25, 2014
Prior Transfer Doc	1377001241
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	45 MANDYS RD, WESTTOWN, NY 10998-2520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002833
Date	Jan 11, 2019
Book Page	14512/1644
Instrument	20190002833

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Jun 29, 2020
Property Address	45 MANDYS RD, WESTTOWN, NY 10998-2520
Document Number	0000033240
Book / Page	014764 / 001350
Instrument Date	Jun 5, 2020
Instrument	33240
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	EVERY GOOD DEED TITLE, EVERY GOOD DEED TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 BELMONT AVE MIDDLETOWN NY 109403401, MIDDLETOWN, NY 10940-3401

Mortgage

Document Number	33241
Date	Jun 29, 2020
Book Page	014764/001354
Instrument	33241

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

Source: Orange County and Minisink Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Minisink Town
Unified School District	Minisink Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,200 (-) Land $37,200 Building $107,000	$497,900 (+7.49%)
2024	$9,349.00	$144,200 (-) Land $37,200 Building $107,000	$463,200 (+5.95%)
2023		$144,200 (-) Land $37,200 Building $107,000	$437,200 (+14.33%) Land $112,787 Building $324,413
2022		$144,200 Land $37,200 Building $107,000	$382,400 Land $98,650 Building $283,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 98.9% of New York
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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