Middlesex County and North Reading Town property record for 45 Main St, North Reading, MA 01864
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 7,500 sqft |
| Lot Size | 12.2 acres (531,432 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $17,761 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | M:23-P:036 |
| Primary APN | M:23-P:036 |
|---|---|
| Alternative APN |
|
| Building Area | 7,500 sqft Total Area |
|---|---|
| Gross Area | 9,900 sqft |
| Lot Area | 531,432 sqft (12.2 acres) |
|---|---|
| Total Buildings | 3 Buildings |
| Street Address | 45 MAIN ST |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2204 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | HB |
| Legal Lot Number | 36.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 330201 |
45 Main St, a commercial property, is held in a trust.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1219 MAIN ST, LYNNFIELD, MA 01940-1031 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 45 Main St was $17,761, up 0.1% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $17,761.00 (+0.11%) | $1,365,200 (+0.49%) Land $735,200 Building $630,000 |
| 2025 | $17,742.00 (+3.13%) | $1,358,500 (+4.32%) Land $727,700 Building $630,800 |
| 2024 | $17,203.00 (+0.57%) | $1,302,300 (+6.51%) Land $671,500 Building $630,800 |
| 2023 | $17,106.00 | $1,222,700 Land $614,400 Building $608,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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