45 Main St, Hatfield, MA 01038 Property Records

Hampshire County and Hatfield Town property record for 45 Main St, Hatfield, MA 01038

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,416 sqft · built 1852
Lot Size	0.335 acres (14,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2022)
Tax Bill	$6,703 (2026)
Deeds & Mortgages	Mar 2023 Refinance Sep 2022 Sale & Mortgage
APN	`HATF M:0221 B:0185 L:0`

Property Details

APN / Parcel Number

Primary APN	`HATF M:0221 B:0185 L:0`
Alternative APN	`1466`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
Gross Area	4,588 sqft
1st Floor Area	1,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1852
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	14,593 sqft (0.335 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	1466
Street Address	45 MAIN ST
City	HATFIELD
State	MA
Zip	01038-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Block	185
Jurisdiction	HATFIELD MA
Township / Civil Division	HATFIELD
Census Block Group	1
Census Block	1004
Census Tract	821500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hatfield Center Historic District listed 1994 · 169 contributing resources · NRIS 94000737

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampshire County and Hatfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 MAIN ST, HATFIELD, MA 01038-9702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Sep 29, 2022	Personal Representative Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	202220242
Deed Book / Page	14689 / 179
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HATFIELD MA
Property Address	45 MAIN ST, HATFIELD, MA 01038-9702
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014819-269
Date	Mar 15, 2023
Book Page	14819/269
Instrument	3768

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HATFIELD MA
Recording Date	Sep 29, 2022
Property Address	45 MAIN ST, HATFIELD, MA 01038-9702
Document Number	014689-179
Book / Page	14689 / 179
Instrument Date	Sep 29, 2022
Instrument	20242
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3318 GEORGIA AVE NW APT 21, 21, WASHINGTON, DC 20010-2587

Mortgage

Document Number	0000020243
Date	Sep 29, 2022
Instrument	20243

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Hatfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hatfield Town
Unified School District	Hatfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,703.00 (+6.01%)	$456,900 (-) Land $179,400 Building $277,500	$526,957 (+29.66%)
2025	$6,323.00 (-2.57%)	$456,900 (+7.78%) Land $179,400 Building $277,500	$406,410 (+8.19%)
2024	$6,490.00 (+16.41%)	$423,900 (+2.49%) Land $165,000 Building $258,900	$375,630
2023	$5,575.00	$413,600 Land $156,100 Building $257,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HATFIELD WATER DEPT serves 3,164 people · EPA ID MA1127000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures