45 Main St, Hardwick, VT 05843 Property Records

Hardwick Town property record for 45 Main St, Hardwick, VT 05843

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4 bd · 2 ba · 2,880 sqft · built 1900
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (May 2014)
Tax Bill$2,663 (2025)
APN282-089-10967

Property Details

APN / Parcel Number

Primary APN282-089-10967
Alternative APNs
  • (089) 06066.00030
  • M:06066 B:00030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units3 Units
Stories2 Stories
Building Area2,880 sqft Living Area
Gross Area4,873 sqft
Basement Area1,440 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTriplex
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address45 MAIN ST
CityHARDWICK
StateVT
Zip05843
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionOFFICE/APT
JurisdictionHARDWICK VT
Township / Civil DivisionHARDWICK
Census Block Group1
Census Block1067
Census Tract957700

Owner

Source: Hardwick Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 145, EAST HARDWICK, VT 05836-0145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2014 · Amount on Record
Deed SaleMay 1, 2014 · Amount on Record
Prior SaleAug 2, 1993 · Amount on Record
Deed Document Number20145201118971001
Transfer Doc0000800850
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hardwick Town assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateVermont
CountyCaledonia County
County SubdivisionHardwick Town
Elementary School DistrictMountain View Union Elementary School District (PK - 06)
Secondary School DistrictHazen UHSD 26 (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,663.00 (-36.58%)$217,600 Land $31,000 Building $186,600
2024$4,199.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1981–2024)
Claims Outside the SFHA1 of 16
Most Recent ClaimJul 2024 · Severe Storm, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storm, Flooding, Landslides, And Mudslides, Jul 2024 · 3 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 4 claims
  • Tropical Storm Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST HARDWICK FIRE DISTRICT 1
serves 350 people · EPA ID VT0005038
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Main St

Nearby Streets

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