45 Main St, Bloomington, NY 12411 Property Records

Ulster County and Rosendale Town property record for 45 Main St, Bloomington, NY 12411

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,632 sqft · built 1948
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on Record
Tax Bill	$6,947 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`514600 63.5-2-14`

Property Details

APN / Parcel Number

Primary APN	`514600 63.5-2-14`
Alternative APN	`110300.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,632 sqft Total Area
1st Floor Area	852 sqft
2nd Floor Area	780 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	38,768 sqft (0.89 acres)
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	110300.000
Street Address	45 MAIN ST
City	BLOOMINGTON
State	NY
Zip	12411-5002
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	ULSTER NY
Township / Civil Division	ROSENDALE
Census Block Group	1
Census Block	1002
Census Tract	952700

Owner

Source: Ulster County and Rosendale Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 222, BLOOMINGTON, NY 12411-0222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Balloon Mortgage ULSTER SAVINGS BANK
Feb 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 7, 2018
Transfer Doc	0000002096
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	45 MAIN ST, BLOOMINGTON, NY 12411-5002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003130
Date	Mar 3, 2020
Book Page	12011/216
Instrument	2020-3130

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ULSTER NY
Recording Date	Feb 9, 2018
Property Address	45 MAIN ST, BLOOMINGTON, NY 12411-5002
Document Number	0000002096
Book / Page	006265 / 000093
Instrument Date	Feb 7, 2018
Instrument	2096
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MAIN ST BLOOMINGTON NY 124115002, BLOOMINGTON, NY 12411-5002

Tax Assessment & Valuation

Source: Ulster County and Rosendale Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rosendale Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,947.00 (+358.25%)	$203,040 (-) Land $48,000 Building $155,040	$362,571 (+16.07%) Land $85,714 Building $276,857
2023		$203,040 (-) Land $48,000 Building $155,040	$312,369 (+13.85%) Land $73,846 Building $238,523
2022		$203,040 Land $48,000 Building $155,040	$274,378 Land $64,865 Building $209,513
2021	$1,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2011–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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