45 Main St, Ashaway, RI 02804 Property Records

Hopkinton Town property record for 45 Main St, Ashaway, RI 02804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,119 sqft · built 1955
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2020)
Tax Bill	$3,661 (2026)
Deeds & Mortgages	Mar 2020 Sale Jan 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`2-1327-75`

Property Details

APN / Parcel Number

Primary APN	`2-1327-75`
Alternative APN	`HOPK M:022 B:000 L:00002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,119 sqft Living Area
Gross Area	1,332 sqft
1st Floor Area	1,119 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2-1327-75
Street Address	45 MAIN ST
City	ASHAWAY
State	RI
Zip	02804-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RFR8
Legal Lot Number	2
Jurisdiction	HOPKINTON RI
Township / Civil Division	HOPKINTON
Census Block Group	1
Census Block	1021
Census Tract	50702

Owner

45 Main St is owned by an individual who bought it in March 2020.

Source: Hopkinton Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	149 GREELEY ST, PAWTUCKET, RI 02861-3127
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Executor's Deed, Transfer NOT AVAILABLE
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2020 · Amount on File
Deed Sale	Mar 30, 2020 · Amount on File
Deed Book / Page	578 / 211
Record Updated	Oct 29, 2026

March 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HOPKINTON RI
Recording Date	Mar 30, 2020
Property Address	45 MAIN ST, ASHAWAY, RI 02804-2236
Document Number	578-211
Book / Page	000578 / 000211
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MAIN ST ASHAWAY RI 028042236, ASHAWAY, RI 02804-2236

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINTON RI
Property Address	45 MAIN ST, ASHAWAY, RI 02804-2236
Document Number	556-257
Book / Page	000556 / 000257
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MAIN ST ASHAWAY RI 028042236, ASHAWAY, RI 02804-2236

Mortgage

Document Number	556-257
Date	Jan 8, 2018
Book Page	000556/000257

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 45 Main St was $3,661, up 17% from the year before.

Source: Hopkinton Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Hopkinton Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,661.00 (+17.04%)	$294,300 (+43.84%) Land $139,900 Building $154,400	$337,474
2025	$3,128.00	$204,600 Land $94,500 Building $110,100
2023	$2,999.00 (+5.38%)	$204,600 (+33.2%) Land $94,500 Building $110,100
2022	$2,846.00	$153,600 Land $59,900 Building $93,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Main St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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