45 Main St, Apt 312, Plainfield, CT 06374 Property Records

Plainfield Town property record for 45 Main St, Apt 312, Plainfield, CT 06374

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 974 sqft · built 1987
Owner	2 Individual Names on Record
Last Sale	$114,900 (Jan 2007)
Tax Bill	$2,178 (2026)
Deeds & Mortgages	Feb 2022 Refinance Feb 2024 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`597400`

Property Details

APN / Parcel Number

Primary APN	`597400`
Alternative APNs	`PLAI M:1CV B:0086 L:0001(312)` `PNFD M:1CV B:0086 L:0001(312)`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	48 Units
Stories	1 Story
Building Area	974 sqft Living Area
1st Floor Area	974 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	597400
Street Address	45 MAIN ST, 312
City	PLAINFIELD
State	CT
Zip	06374-2220
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	IND-1
Legal Subdivision	CENTRAL SQUARE CONDOS
Legal Block	86
Legal Lot Number	1312
Jurisdiction	PLAINFIELD CT
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2019
Census Tract	907100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Village Historic District listed 1991 · 156 contributing resources · NRIS 91000949

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Plainfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 MAIN ST, 312, PLAINFIELD, CT 06374-2220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY RESIDENTIAL MORTGAGE
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2007 · Amount on Record
Deed Sale	Jan 29, 2007 · Amount on Record
Deed Book / Page	374 / 553
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	45 MAIN ST APT 312, 312, PLAINFIELD, CT 06374-2220
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000588-603
Date	Feb 24, 2022
Book Page	588/603
Instrument	2022-29434

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	45 MAIN ST APT 312, 312, PLAINFIELD, CT 06374-2220
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000617-293
Date	Feb 22, 2024
Book Page	617/293
Instrument	2024-34469

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Plainfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Plainfield Town
Unified School District	Plainfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,178.00 (-2.68%)	$92,830 (-) Building $92,830	$192,131 (+195.67%)
2025		$92,830 (-) Building $92,830	$64,981 Building $64,981
2024	$2,238.00 (+3.04%)	$92,830 (-) Building $92,830
2023	$2,172.00 (+80.4%)	$92,830 (+138.82%) Building $92,830
2022	$1,204.00	$38,870 Building $38,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - PLAINFIELD SYSTEM private · serves 1,713 people · EPA ID CT1090081
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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