45 Main St, Apt 304, Plainfield, CT 06374 Property Records

Plainfield Town property record for 45 Main St, Apt 304, Plainfield, CT 06374

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,127 sqft · built 1987
Owner	Individual Name on File
Last Sale	$110,000 (Feb 2020)
Tax Bill	$2,333 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2022 Refinance + 4 more
Flood Zone	Zone X (moderate risk)
APN	`596600`

Property Details

APN / Parcel Number

Primary APN	`596600`
Alternative APNs	`PLAI M:1CV B:0086 L:0001(304)` `PNFD M:1CV B:0086 L:0001(304)`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	48 Units
Stories	1 Story
Building Area	1,127 sqft Living Area
1st Floor Area	1,127 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	596600
Street Address	45 MAIN ST, 304
City	PLAINFIELD
State	CT
Zip	06374-2220
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	IND
Legal Subdivision	CENTRAL SQ
Legal Block	86
Legal Lot Number	1304
Jurisdiction	PLAINFIELD CT
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2019
Census Tract	907100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Village Historic District listed 1991 · 156 contributing resources · NRIS 91000949

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Main St, Apt 304 is owned and occupied by an individual who bought it in February 2020.

Source: Plainfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	45 MAIN ST, 304, PLAINFIELD, CT 06374-2220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC
May 28, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC
Jan 14, 2021	Deed of Trust, Mortgage · Balloon Mortgage RELIANCE FIRST CAPITAL LLC
Jan 14, 2021	Deed of Trust, Mortgage · Balloon Mortgage RELIANCE FIRST CAPITAL LLC
Feb 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2020 · Amount on File
Deed Sale	Feb 3, 2020 · Amount on File
Prior Sale	Dec 1, 1995 · Amount on File
Deed Document Number	20202020-23123
Deed Book / Page	549 / 17
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	45 MAIN ST APT 304, 304, PLAINFIELD, CT 06374-2220
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000647-376
Date	Mar 23, 2026
Book Page	647/376
Instrument	2026-39153

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	313 Months
Due	Apr 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	45 MAIN ST APT 304, 304, PLAINFIELD, CT 06374-2220
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000592-6
Date	May 4, 2022
Book Page	592/6
Instrument	2022-29939

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	45 MAIN ST APT 304, 304, PLAINFIELD, CT 06374-2220
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000621-47
Date	May 28, 2024
Book Page	621/47
Instrument	2024-35069

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	45 MAIN ST APT 304, 304, PLAINFIELD, CT 06374-2220
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000564-224
Date	Jan 14, 2021
Book Page	564/224
Instrument	2021-25599

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	45 MAIN ST APT 304, 304, PLAINFIELD, CT 06374-2220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	564-224
Date	Jan 14, 2021
Book Page	564/224
Instrument	2021-25599

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLAINFIELD CT
Recording Date	Feb 3, 2020
Property Address	45 MAIN ST APT 304, 304, PLAINFIELD, CT 06374-2220
Document Number	549-17
Book / Page	549 / 17
Instrument Date	Jan 3, 2020
Instrument	2020-23123
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202023124
Date	Feb 3, 2020
Instrument	2020-23124

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Main St, Apt 304 was $2,333.

Source: Plainfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Plainfield Town
Unified School District	Plainfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,333.00	$99,440 (-) Building $99,440	$201,620 (+189.65%)
2025		$99,440 (-) Building $99,440	$69,608 Building $69,608
2024	$2,397.00 (+3.01%)	$99,440 (-) Building $99,440
2023	$2,327.00 (+50.42%)	$99,440 (+99.16%) Building $99,440
2022	$1,547.00	$49,930 Building $49,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Main St, Apt 304 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Main St, Apt 304 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - PLAINFIELD SYSTEM private · serves 1,713 people · EPA ID CT1090081
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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