45 Main St, #207, Wareham, MA 02571 Property Records

Plymouth County and Wareham Town property record for 45 Main St, #207, Wareham, MA 02571

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,053 sqft · built 1900
Owner	Individual Name on File
Last Sale	$164,900 (Apr 2016)
Tax Bill	$2,976 (2025)
Deeds & Mortgages	May 2019 Refinance Feb 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`WARE M:00046 B:000 L:BL207`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00046 B:000 L:BL207`
Alternative APN	`WRHM M:00046 B:000 L:BL207`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	25 Units
Stories	2 Stories
Building Area	1,053 sqft Living Area
Gross Area	1,383 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	45 MAIN ST, 207
City	WAREHAM
State	MA
Zip	02571-2170
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	BL207
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	4
Census Block	4013
Census Tract	545400

Owner

45 Main St, #207 is owned and occupied by an individual who bought it in April 2016.

Source: Plymouth County and Wareham Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 MAIN ST, 207, WAREHAM, MA 02571-2170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Feb 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2016 · Amount on File
Deed Sale	Apr 19, 2016 · Amount on File
Prior Sale	May 14, 2015 · Amount on File
Deed Document Number	201630766
Deed Book / Page	46820 / 319
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	45 MAIN ST # 207, 207, WAREHAM, MA 02571-2170
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	51073-43
Date	May 3, 2019
Book Page	51073/43
Instrument	31921

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	45 MAIN ST # 207, 207, WAREHAM, MA 02571-2170
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	54420-318
Date	Feb 18, 2021
Book Page	54420/318
Instrument	19408

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 45 Main St, #207 was $2,976, down 5.5% from the year before.

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,976.00 (-5.52%)	$285,600 (+1.82%) Building $285,600	$316,350
2024	$3,150.00 (+6.96%)	$280,500 (+14.58%) Building $280,500
2023	$2,945.00	$244,800 Building $244,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Main St, #207 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	75 (1978–2024)
Claims Outside the SFHA	14 of 75
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Blizzards, High Winds & Record Snowfall, Mar 1993 · 2 claims Hurricane Bob, Aug 1991 · 60 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Main St, #207 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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