Fillmore County property record for 45 Main Ave N, Harmony, MN 55939
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,775 sqft · built 1915 |
| Lot Size | 0.068 acres (3,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $120,000 (May 2022) |
| Tax Bill | $1,274 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.0131.000 |
| Primary APN | 15.0131.000 |
|---|
| Building Area | 1,775 sqft Total Area |
|---|---|
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Stone |
| Lot Area | 3,000 sqft (0.068 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 MAIN AVE N |
|---|---|
| City | HARMONY |
| State | MN |
| Zip | 55939-8888 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | HARMONY ORIGINAL PLAT LOT-007 BLOCK-005 N1/2 OF LOT 7 BLK 5 |
| Legal Subdivision | HARMONY ORIGINAL PLAT |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | HARMONY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 960500 |
Source: Fillmore County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 30260 140TH ST, HARMONY, MN 55939-6417 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITY OF WARREN COMMUNITY DEVEL |
| May 19, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST SOUTHEAST BANK |
| Nov 19, 2018 | Warranty Deed, Transfer FIRST SOUTHEAST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on Record |
| Deed Sale | May 16, 2022 · Amount on Record |
| Prior Sale | Nov 19, 2018 · Amount on Record |
| Deed Document Number | 20221412193 |
| Prior Transfer Date | Apr 29, 2015 |
| Prior Transfer Doc | 403513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Jun 22, 2026 |
| Property Address | 45 MAIN AVE N, HARMONY, MN 55939-8888 |
| Document Number | 0000455237 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026455237 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000455237, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 2026455237 |
| Name | CITY OF WARREN COMMUNITY DEVEL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Apr 15, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | May 19, 2022 |
| Property Address | 45 MAIN AVE N, HARMONY, MN 55939-8888 |
| Document Number | 0000438241 |
| Instrument Date | May 16, 2022 |
| Instrument | 438241 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30260 140TH ST, HARMONY, MN 55939-6417 |
| Document Number | 0000438242 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 438242 |
| Name | FIRST SOUTHEAST BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | Nov 19, 2018 |
| Property Address | 45 MAIN AVE N, HARMONY, MN 55939-8888 |
| Document Number | 000000419707 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 000000419707 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29477 146TH ST, HARMONY, MN 55939-6426 |
| Document Number | 000000419708 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 000000419708 |
| Name | FIRST SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Harmony City |
| Unified School District | Fillmore Central (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,274.00 (-5.21%) | $73,600 (+9.36%) Land $3,300 Building $70,300 | $73,600 (+9.36%) Land $3,300 Building $70,300 |
| 2025 | $1,344.00 (-8.82%) | $67,300 (-) Land $3,300 Building $64,000 | $67,300 (-) Land $3,300 Building $64,000 |
| 2023 | $67,300 Land $3,300 Building $64,000 | $67,300 Land $3,300 Building $64,000 | |
| 2020 | $1,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Harmony serves 1,042 people · EPA ID MN1230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harmony Telephone Company Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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