45 Lytle St, Old Fort, NC 28762 Property Records

McDowell County property record for 45 Lytle St, Old Fort, NC 28762

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,344 sqft · built 2003
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on Record
Tax Bill$605 (2025)
Flood ZoneZone X (minimal risk)
APN0659-05-18-7169

Property Details

APN / Parcel Number

Primary APN0659-05-18-7169
Alternative APN
  • 16007086

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Heated Area
1st Floor Area1,344 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,250 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number16007086
Street Address45 LYTLE ST
CityOLD FORT
StateNC
Zip28762
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
JurisdictionMCDOWELL NC
Township / Civil DivisionOLD FORT
Census Block Group1
Census Block1046
Census Tract970700

Owner

Source: McDowell County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 552, OLD FORT, NC 28762-0552
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Book / Page241 / 947
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityOld Fort Town
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$605.00 (+3.07%)$89,270 (-) Land $25,000 Building $64,270
2023$587.00$89,270 Land $25,000 Building $64,270$89,270 Land $25,000 Building $64,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims20 (1983–2024)
Claims Outside the SFHA6 of 20
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OLD FORT
serves 1,700 people · EPA ID NC0156025
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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