45 Lyon St, New Haven, CT 06511 Property Records

New Haven City property record for 45 Lyon St, New Haven, CT 06511

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,930 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$771,500 (May 2026)
Tax Bill	$13,562 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209 0586 03700`

Property Details

APN / Parcel Number

Primary APN	`209 0586 03700`
Alternative APN	`NHVN M:209 B:0586 L:03700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,930 sqft Living Area
Gross Area	5,081 sqft
1st Floor Area	1,250 sqft
Basement Area	1,250 sqft
Unfinished Basement	1,250 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	209 0586 03700
Street Address	45 LYON ST
City	NEW HAVEN
State	CT
Zip	06511-4925
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM2
Legal Block	586
Legal Lot Number	3700
Jurisdiction	NEW HAVEN CT
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1015
Census Tract	142100

Owner

45 Lyon St, a duplex, is owned and occupied by an individual who bought it in May 2026.

Source: New Haven City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 LYON ST, NEW HAVEN, CT 06511-4925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION
Feb 16, 2023	Deed of Trust, Mortgage · ARM AFFINITY FEDERAL CREDIT UNION
May 15, 2026	Warranty Deed, Transfer · Line of Credit LIBERTY BANK
Jul 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Jul 7, 2021 · Amount on File
Deed Document Number	20263920
Deed Book / Page	11014 / 181
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HAVEN CT
Property Address	45 LYON ST, NEW HAVEN, CT 06511-4925
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010923-125
Date	Oct 29, 2025
Book Page	10923/125
Instrument	2025-08828

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HAVEN CT
Property Address	45 LYON ST, NEW HAVEN, CT 06511-4925
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010503-148
Date	Feb 16, 2023
Book Page	10503/148
Instrument	2023-01283

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Index	Other
Margin	3

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HAVEN CT
Recording Date	May 15, 2026
Property Address	45 LYON ST, NEW HAVEN, CT 06511-4925
Document Number	011014-181
Book / Page	11014 / 181
Instrument Date	May 1, 2026
Instrument	20263920
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 LYON ST, NEW HAVEN, CT 06511-4925

Mortgage

Date	May 15, 2026

Lender

Name	LIBERTY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HAVEN CT
Recording Date	Jul 7, 2021
Property Address	45 LYON ST, NEW HAVEN, CT 06511-4925
Document Number	010203-175
Book / Page	10203 / 175
Instrument Date	Jun 28, 2021
Instrument	2021-06620
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 45 Lyon St was $13,562, up 1.4% from the year before.

Source: New Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	New Haven City
Unified School District	New Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,562.00 (+1.43%)	$339,360 (-) Land $156,240 Building $183,120	$697,093 (+193.45%)
2025	$13,371.00	$339,360 Land $156,240 Building $183,120	$237,552 Land $109,368 Building $128,184
2024	$13,371.00 (+5.92%)
2023	$12,624.00 (-6.42%)	$339,360 (-) Land $156,240 Building $183,120
2022	$13,490.00	$339,360 Land $156,240 Building $183,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Lyon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Lyon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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